Backend/ API Engineer, Bank Transfers

Monograph; Greater London; On-site; GBP 81,000 - 123,000; Full time

Job summary

A technology company specializing in financial services is seeking a Software Engineer to build and maintain critical APIs and services. You will work cross-functionally to enhance platform efficiency and solve production issues. Strong coding skills and collaboration abilities are essential, with a preference for experience in cloud-based technologies. This full-time position is based in London and offers competitive salary and benefits.

Benefits

Equity

Health benefits

Retirement plans

Wellness stipends

Qualifications

• 2 - 6 years of industry software engineering experience.
• Strong coding skills in any programming language.
• Ability to thrive with autonomy and responsibility.

Responsibilities

• Scope, design, build, and maintain APIs and services.
• Debug and solve critical production issues.
• Mentor engineers to help them grow.

Skills

Coding skills

Collaboration skills

Problem-solving

Autonomy

Tools

cloud services (e.g. AWS)

gRPC

GraphQL

Docker/Kubernetes

Job description

Note: if you are an intern, new grad, or staff applicant, please do not apply using this link and visit our jobs page for those specific postings.

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Team

The Bank Transfers team is building out support for Bank Transfer payments on Stripe, allowing customers to pay by pushing funds directly from their bank account. Our product smooths over the rough edges of sending money via banking rails and automates reconciliation of incoming transactions, saving customers time and money.

Bank Transfers are a popular option for high order value and B2B payments due to their low fees. Our product is mission critical to users in a variety of categories, including several household names in SaaS, automotive and online auctions.

You will be joining an existing team in London and will drive a variety of user‑facing projects. The product is expanding rapidly – we support 7 countries at present, with a roadmap of countries to still build, each with their own challenges. We’re also working on expanding our support for international Bank Transfers to support global customers who accept payment from customers around the world.

What you’ll do

As an engineer on the team, you’ll be responsible for shaping and building a suite of products that let our users model and operate their business more efficiently. You will work on projects that span technologies, systems, and processes where you will design, build, test, and ship great code every day. In this cross‑functional role, you will collaborate with experts in infrastructure, security, design, and operations to build mission‑critical internal and external features that power Stripe users around the world. You’ll also be jumping on user calls with some of Stripe’s highest‑profile users and iterating on our product with them to help it meet their needs.

Responsibilities

• Scope, design, build, and maintain APIs, services, and large‑scale systems that reliably and efficiently handle billions of money movement requests
  
• Debug and solve critical production issues across services and multiple levels of the stack
  
• Mentor engineers to help them grow
  
• Collaborate with stakeholders across the company to build new features at large—scale, while improving internal engineering standards, tooling, and processes
  
• Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues
  

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 2 - 6 years of industry software engineering experience (does not include internships nor includes co‑ops)
  
• Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
  
• Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success
  
• Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
  
• Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users
  

Preferred Qualifications

• * Experience with large-scale financial tracking systems
  • Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc
    

Office locations

London

Team

Payments

Job type

Full time

Compensation

The annual salary range for this role in the primary location is £81,600 – £122,400. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in‑office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in‑office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in‑person collaboration and learning from each other, while supporting flexibility when possible.

Apply for this role