Associate Relationship Manager

lloyds banking group; Manchester; Hybrid; GBP 39,000 - 49,000; Full time

Job summary

A prominent financial institution is seeking an Associate Relationship Manager to support a diverse portfolio. This role entails engaging with clients, managing portfolios, and aiding in risk assessments. Ideal candidates should have experience in customer-facing roles within financial services and strong organizational skills. The position offers a hybrid working model with competitive salary and benefits.

Benefits

Generous pension contribution

Annual performance-related bonus

Share schemes

Discounted shopping

28 days holiday

Wellbeing initiatives

Qualifications

• Experience in a customer-facing role within financial services required.
• Strong problem-solving skills and ability to manage complex queries.
• Proficiency in Microsoft Office tools is beneficial.

Responsibilities

• Engage with clients and manage their portfolios.
• Support Relationship Managers in identifying and attracting clients.
• Assist in credit reviews and onboarding processes.

Skills

Customer-facing experience

Building relationships

Problem-solving skills

Organizational skills

Communication skills

Self-motivation

Tools

Microsoft 365

BOLT

PEGA

Co-Pilot

Job description

Overview

"End Date" Sunday 12 October 2025
"Salary Range" £39,825 - £44,250
Flexible Working Options: Hybrid Working, Job Share

Job Title: Associate Relationship Manager

Locations: Edinburgh, Birmingham, Bristol, Leeds, London or Manchester

Salary: National £39,825 to £48,675 / London £47,790 to £58,410

Hours: Full-Time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week or 40% of your time at one of our office sites

About the Role

We’re seeking Associate Relationship Managers (ARM) to provide support for a significant portfolio within our Commercial Banking Coverage teams, primarily comprising Healthcare clients such as GP’s, Pharmacies and Dentists or Real Estate clients, both investment and development. Working alongside the Relationship Managers (RM) and Relationship Directors (RD), you’ll help deliver excellent service and tailored solutions to meet our clients’ goals. The clients’ turnover is typically within £3m to £25m.

You’ll play a key role in building long-term, multi-product relationships— leading on the switcher strategy, ensuring funds are with clients quickly, handling risk, and deepening client engagement. This is a dynamic role where no two days are the same, ideal for someone who thrives in a fast-paced environment and is passionate about putting customers first.

What you'll be doing

• Client Engagement: Join client meetings virtually or in person, prepare agendas, and follow up. Proactively communicate via phone and email, including updates on rates, fraud alerts, and events. Use LinkedIn to promote the Lloyds Relationship Management profile.
• Portfolio Management & Growth: Proactively manage the lending journey to ensure smooth & quick completions. Support RMs and RDs in identifying and attracting high value clients. Help grow our existing portfolio by spotting opportunities to expand product holdings and identify new opportunities.
• Risk & Compliance: Use your basic knowledge of financial accounts to help assess client needs, support credit proposals and manage risk with existing clients. Proactively support areas like Credit monitoring, OKYC, and financial analysis making informed recommendations.
• Credit & Onboarding: Assist with credit reviews, facility changes, onboarding, and help prepare credit proposals and tender submissions.
• Organisation & Efficiency: Prioritise your workload, manage your diary and inbox, and handle queries and data analysis. Help improve our processes, identifying ways to make things better for clients and colleagues.
• Collaboration & Insight: Work with internal teams and product partners to deliver tailored solutions and stay informed on sector developments to support client engagement and inform future strategy.

Why Lloyds Banking Group

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

What you'll need

We’re looking for someone who’s proactive, organised, and passionate about delivering great client outcomes. Ideally, you’ll bring:

• Experience in a customer-facing role within financial services
• Confidence in building and maintaining strong internal and external relationships
• Ownership of complex queries, with strong problem-solving skills and persistence
• Strong organisational and time management skills, with the ability to juggle shifting priorities
• Proficiency in Microsoft 365 tools, especially Outlook and Excel
• A strong sense of ethics and integrity coupled with awareness of risk and experience in identifying and handling it appropriately
• Clear written and verbal communication skills across all levels
• Self-motivated in terms of your own Development, taking ownership for ongoing personal growth

And any experience of this would be really useful

• Experience in Business & Commercial Banking
• Proficient in using systems such as BOLT, PEGA and Co-Pilot

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Benefits

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.