Asset Backed Finance Graduate Analyst

WELLS FARGO BANK; City of Westminster; On-site; GBP 30,000 - 40,000; Full time

Job summary

A major financial institution in the United Kingdom is seeking a graduate analyst for its EMEA Early Careers Programme. This 24-month program focuses on developing skills in Markets within Corporate & Investment Banking. Responsibilities include credit risk underwriting, structuring, and execution of asset-backed financing transactions. Candidates should be final year graduates, demonstrating strong analytical skills, attention to detail, and the ability to work in a fast-paced environment. A keen interest in Financial Markets is essential.

Qualifications

• Final year graduate with the ability to start in June 2026.
• Strong analytical skills with high attention to detail and accuracy.
• Ability to execute in a fast-paced environment while balancing multiple priorities.
• Fluency in English and strong communication skills.

Responsibilities

• Credit risk underwriting, structuring, and execution of ABF transactions.
• Interaction with internal control and legal functions.
• Support origination teams within Banking and Capital Markets.

Skills

Analytical skills

Attention to detail

Intermediate Microsoft Office

Strong communication

Team collaboration

Education

Final year graduate

Job description

Overview

The EMEA Early Careers Programme is a 24‑month experience that develops your skills in Markets within Corporate & Investment Banking. As a graduate analyst, you will build leadership capabilities, deepen your product and market knowledge, and gain a broad understanding of how Wells Fargo operates across the region. Your journey begins with immersive training in the United States alongside analysts from around the world. You will cover financial accounting, cash flow, credit analysis, product structuring, corporate valuation, and financial modelling. You will return to your desk equipped to make an immediate impact.

Responsibilities

• The credit risk underwriting, structuring and execution of ABF transactions both for private financing as well as for the public securitised markets.
• Interaction with the internal control functions, internal legal and external counsel, rating agencies; strong involvement with the approval process from the business standpoint.
• Build out of the relevant infrastructure for the efficient booking of transactions, on-going management and monitoring of risk/performance.
• Providing support to the origination teams within Banking and Capital Markets when required.
• Providing Management Information (Ml) and escalating any material matters on an ongoing basis to the relevant managers to support the fulfilment of their oversight responsibility as per applicable regulatory requirements.

Qualifications

• Final year graduate with the ability to start the role in June 2026. Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.
• Strong analytical skills with high attention to detail and accuracy.
• Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.
• Have a keen interest in Financial Markets.
• Fluency in English.
• Strong communicator and presenter.

Job Expectations

This position is deemed to be a Certified Person function under the FCA and PRA Certification Regime. You must at all times remain fit and proper to perform your role, and this will be assessed on at least an annual basis.

• You must act with integrity.
• You must act with due skill, care and diligence.
• You must be open and cooperative with the FCA, the PRA and other regulators.
• You must pay due regard to the interests of customers and treat them fairly.
• You must observe proper standards of market conduct.

The Asset Backed Finance (ABF) group provides asset-backed financing solutions to customers, including bank and non-bank financial institutions, corporates, mortgage companies, asset managers and private equity. ABF structures loans to be held by the Bank or sold as securities to institutional investors. The group provides direct structured lending and access to the public capital markets. ABF works closely with Markets Sales and Trading to utilize their distribution and trading capabilities., b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.