AI-Driven Credit Underwriter for UK Consumers & SMEs

WinYield; City of Westminster; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A growing fintech company based in London is seeking a Credit Analyst to manage credit assessments and governance for consumer and business lending. This role involves refining underwriting processes and collaborating with cross-functional teams. Ideal candidates will have at least 4 years of experience in credit analysis and a strong understanding of UK credit standards. A competitive salary is offered alongside the opportunity to work in a high-accountability environment that fosters collaboration and strategic influence.

Benefits

Competitive compensation

Opportunity for influence over credit strategy

Intellectually rigorous working environment

Qualifications

• Minimum 4 years of experience in credit analysis, underwriting, or credit risk.
• Demonstrable experience with UK consumer and SME credit.
• Strong understanding of credit governance and documentation standards.

Responsibilities

• Assess underwriting rules for consumer and business credit applications.
• Support design of automated underwriting workflows.
• Build investment memo on new portfolio opportunities.

Skills

Experience in credit analysis

Understanding of UK consumer credit

Strong analytical skills

Comfortable working with data

Job description

A growing fintech company based in London is seeking a Credit Analyst to manage credit assessments and governance for consumer and business lending. This role involves refining underwriting processes and collaborating with cross-functional teams. Ideal candidates will have at least 4 years of experience in credit analysis and a strong understanding of UK credit standards. A competitive salary is offered alongside the opportunity to work in a high-accountability environment that fosters collaboration and strategic influence.