Product Owner - Payments & Data

Congrify; München; Hybrid; EUR 55.000 - 75.000; Vollzeit

Zusammenfassung

A fintech company in Munich is seeking a Product Owner - Payments & Data to manage product features and analytics in the payments industry. The ideal candidate has over 3 years of product management experience, particularly in data analytics or financial technology, and will lead product backlog management and ensure product consistency. This role is hybrid and offers significant career growth opportunities in a thriving sector.

Leistungen

Hands-on experience with real-world data

Learning from industry experts

Exposure to new technologies and analytics tools

Potential full-time offer after internship

Qualifikationen

• 3+ years of product management experience in data analytics or payments.
• Experience in the payments industry (e.g., PSPs, gateways).
• Ability to define and manage product backlogs and write user stories.
• Strong analytical skills and hands-on experience with transactional data.

Aufgaben

• Manage the product backlog for data and analytics features.
• Define and prioritize user stories and product features.
• Collaborate with stakeholders to understand user needs.
• Analyze payment data to inform feature development.
• Ensure data consistency and integrity.

Kenntnisse

Product backlog management

Analytical mindset

Stakeholder management

Experience with BI tools

Agile methodologies

Tools

Grafana

Tableau

Metabase

Jobbeschreibung

Overview

Intro Location : Munich / Berlin / Remote Europe
Type : Junior / Mid-role
Mandatory : Payments or Data Analytics product experience

At Congrify we are a payments data observability and intelligence company. We enable merchants and payment service providers increasing revenues, optimizing costs, ensuring compliant and efficient reconciliation processes. Payment professionals can free up their time without needing to spend hours in bringing together data from multiple payment service providers and data sources, thanks to our no-code tools all the payments data and insights are available within seconds, allowing users to focus on taking actions and increasing their businesses success.

We are looking for a driven and motivated Product Owner - Payments & Data to join our dynamic, hybrid team. This role offers the unique opportunity to be a key contributor to our growth and success. You will play a pivotal role in building and developing our data analytics product, understanding payments performances while directly impacting our clients’ ability to optimize their payment processes. As we scale, you will have the chance to evolve into a leadership position and shape the future direction of our company.

Responsibilities

• Own and manage the product backlog for data and analytics features related to payment performance, transaction monitoring, and operational insights.
• Define and prioritize user stories, epics, and product features based on business value, user feedback, and insights from data analysis.
• Work closely with stakeholders (e.g., finance, operations, analytics) to understand user needs and translate them into clear product requirements.
• Analyze payment and transaction data to inform feature development, identify user pain points, and uncover growth opportunities.
• Collaborate with design and frontend teams to craft intuitive UI / UX flows for dashboards, anomaly alerts, and reporting interfaces.
• Map end-to-end user journeys for both internal users (e.g., analysts, ops teams) and external users (e.g., merchants), ensuring usability and clarity.
• Use tools like Grafana, Tableau, or custom-built dashboards to validate hypotheses and measure the impact of product changes.
• Continuously monitor key payment metrics (e.g., success rates, chargebacks, processing latency) to define product KPIs and influence roadmap priorities.
• Ensure data consistency and integrity by working with engineers and analysts to define validation logic and edge-case handling.
• Drive product discovery and experimentation by testing small iterations, gathering feedback, and refining based on measurable outcomes.
• Align product vision and delivery timelines with cross-functional teams to support business goals and regulatory needs.

Requirements

• 3+ years of product management experience in data analytics, payments, or financial technology products — or an equivalent role with a strong track record of delivering data-driven solutions.
• P Proven experience in the payments industry (e.g., acquiring, processing, PSPs, gateways, or financial operations), with a solid understanding of payment flows, chargebacks, success rates, and operational KPIs.
• Demonstrated ability to define and manage product backlogs, write clear user stories, and prioritize features based on business impact and user feedback.
• Strong analytical mindset with hands-on experience working with transactional data, defining metrics, and drawing insights to guide product decisions.
• Experience working with BI tools (e.g., Grafana, Tableau, Metabase) and collaborating with analytics or data engineering teams on dashboards and reports.
• Ability to work closely with UX / UI designers to shape user journeys, wireframes, and product interfaces for data-heavy applications.
• Excellent communication and stakeholder management skills, with a track record of aligning cross-functional teams around a shared product vision.
• Familiarity with agile methodologies (e.g., Scrum, Kanban), and experience guiding iterative development cycles in a fast-paced environment.

Benefits

• Hands-on experience working with real-world payment and transaction data.
• Opportunity to learn directly from industry experts, including professionals with decades of experience in fintech and data engineering.
• Exposure to cutting-edge technologies and analytics tools used in the payments industry.
• Development of analytical, problem-solving, and data visualization skills.
• Potential for a full-time role upon successful completion of the internship.
• Opportunity to build a strong foundation in the rapidly growing fintech and payments sector.

Closing

Join Congrify as a Product Owner - Payments & Data and kickstart your career in the dynamic world of fintech. Gain hands-on experience, work with industry experts, and make a real impact on innovative projects. We look forward to welcoming you to our team! Apply now by sending your CV and a brief cover letter.