Sr. Consultant, Funding and Liquidity Management

Canadian Imperial Bank of Commerce; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading financial institution in Toronto seeks a Senior Analyst to provide analysis and expertise on funding allocation in Treasury. The role involves supporting the optimization of funding models, managing relationships with stakeholders, and applying strong analytical skills. Ideal candidates have a finance-related degree, over three years of banking experience, and proficiency in Microsoft Excel. A commitment to innovation and collaboration is essential for success.

Benefits

Competitive salary

Defined benefit pension plan

Employee share purchase plan

Wellbeing support

Career development opportunities

Qualifications

• Minimum of 3 years of Banking experience, preferably in a Treasury, Finance, or Risk role.
• Strong knowledge of Basel III standards in relation to liquidity reporting metrics.
• Excellent written and communication skills with experience preparing high quality presentations for senior executives.

Responsibilities

• Provide analysis and support on Treasury/Global Markets Funding Allocation Model.
• Develop strategic direction and implementation of projects for fund transfer pricing.
• Build strong relationships with internal stakeholders to support decision making.

Skills

Corporate Treasury

Finance

Financial Reporting and Analysis

Funding

Liquidity Management

Management Reporting

Strategic Objectives

Technical Knowledge

Education

Degree or professional qualification in Finance, Math, or accounting related fields (CA, CFA, FRM, MBA)

Tools

Microsoft Excel

VBA for Microsoft Excel

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

The Senior Analyst will provide analysis, expertise and support on all areas pertaining to Treasury/Global Markets Funding Allocation Model (FAM). FAM is the mechanism used to transfer price the appropriate cost of funds to Global Markets. The incumbent will support the Director in the continued optimization and enhancement of the existing Global Markets’ fund transfer pricing model and develop an extensive knowledge of business’ products/strategies.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on‑site and remote work) will be discussed at the time of your interview.

How You’ll Succeed

• Technical Expertise - Publish and distribute a daily FTP report to Global Markets. Be one of the primary liaison for Treasury on all aspect of FAM and work alongside Global Markets (GCF, EQ, EM, Commodities and RMG) on assessing current/future trade structures that will impact the cost of funds raised through wholesale funding. Develop a good understanding of Global Markets’ strategies and in‑depth knowledge of trading products in order to provide an accurate assessment of the liquidity impact. Work closely with businesses and Finance team to determine the appropriate secured and term unsecured pricing based on the HQLA classification of trading assets. Collaborate with Businesses, Finance and Technology teams to refine the Transcend/Kojak solution used to handle daily FTP.
• Strategic Development - Support the development of the strategic direction and implementation of projects to support continuous improvement in Global Markets’ fund transfer pricing, including establishment of technology requirements, reporting framework, calculation methodology/standards, and documentation requirements. Promote an environment where innovative solutions are employed to ensure efficient, timely problem resolutions, which meet business needs and regulatory requirements.
• Relationship Management - Build strong relationships with our internal stakeholders by providing your subject matter expertise to inform and support decision making. Partner with Global Markets businesses to handle day‑to‑day enquiries and issues pertaining to FAM and Data Management Team to resolve data issues in order to ensure the accuracy of all liquidity reports.

Who You Are

• You love to learn. You're passionate about growing your knowledge, and you know that there is no limit to what you can achieve.
• You're driven to succeed. You are motivated by accomplishing your goals and delivering your best to make an impact.
• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
• You can demonstrate experience in using Microsoft Excel. It’s an asset if you have experience coding using VBA for Microsoft Excel. Minimum of 3 years of Banking experience preferably in a Treasury, Finance or Risk role. Strong mature personality with ability to comprehend and interpret complex requirements, to translate these into practical steps and to organize and direct their implementation. Strong knowledge of Basel III standards in relation to key liquidity reporting metrics: primarily the Liquidity Coverage Ratio (LCR), while knowledge of the Net Stable Funding Ratio (NSFR) and Net Cumulative Cash Flow (NCCF) is an asset. Excellent written and communication skills and extensive experience preparing high quality presentations for senior executives.
• You have a degree or professional qualification in Finance, Math, or accounting related fields (CA, CFA, FRM, MBA)
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points‑based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute‑based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-161 Bay St 11th Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Corporate Treasury, Finance, Financial Reporting and Analysis, Funding, Liquidity Management, Management Reporting, Operations Processes, Strategic Objectives, Technical Knowledge