Senior Specialist, Credit Risk and Financial Analysis

Canada Mortgage and Housing Corporation; Canada; Remote; CAD 60,000 - 80,000; Full time

Job summary

A national housing corporation in Canada seeks a Senior Specialist in Credit Risk and Financial Analysis. In this role, you will provide expert financial assessments, mentor junior team members, and collaborate with external clients to ensure effective credit risk management. The ideal candidate has over seven years of experience in financial risk management, strong analytical skills, and an undergraduate degree in a relevant field. An inclusive workplace with competitive benefits is offered.

Benefits

Annual individual performance bonus

Group insurance coverage

Training and mentorship programs

Inclusive workplace culture

Qualifications

• 7+ years of experience in financial risk management.
• Ability to independently assess complex credit scenarios.
• Strong understanding of corporate policies and industry best practices.

Responsibilities

• Act as the subject matter expert for junior team members.
• Conduct complex financial analyses for large borrowers.
• Prepare recommendations for credit committee approval.

Skills

Financial analysis

Risk management

Analytical skills

Problem-solving

Education

Undergraduate degree in Commerce, Business Administration, Finance, Economics, or Accounting

Job description

Senior Specialist, Credit Risk and Financial Analysis

We are seeking a Senior Specialist to join our Multi-Unit Borrower Financial Analysis team. In this role, you will identify, analyze, and assess the risks on large borrowers and provide a recommendation on CMHC’s continued insurance business.

The successful candidate will act as a subject matter expert, mentoring and coaching junior team members, and providing guidance on complex financial analyses and credit reviews. You will also work closely with external clients, reviewing borrower financials, and preparing recommendations for credit committee approval.

• Act as the subject matter expert and coach and mentor junior members of the team.
• Establish financial review and monitor framework on large borrowers and provide subject matter expertise to internal & external clients.
• Perform complex financial analyses and manage the end-to-end credit review process.
• Work closely with external clients and counterparties, reviewing borrower financials submitted by lenders and preparing recommendations for credit committee approval.
• Ensure that the functional business unit is compliant with corporate policies and follows industry best practices.

Requirements:

• An undergraduate degree in Commerce, Business Administration, Finance, Economics, or Accounting.
• A minimum of seven (7) years of progressive experience in financial risk management.
• A proven ability to independently assess complex credit scenarios, applying deep industry knowledge and sound judgment to support decision-making.
• Strong analytical and problem-solving skills, with the capacity to think strategically and respond effectively in high-pressure situations.

What we offer:

• Annual individual performance bonus.
• Group insurance coverage to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.

CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission. We are committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply.