Junior Underwriter

Tarion; Toronto; Hybrid; CAD 53,000 - 80,000; Full time

Job summary

A leading warranty protection organization in Toronto is seeking a Junior Underwriter to assess applications for residential homes and ensure compliance with underwriting processes. The ideal candidate will demonstrate financial literacy, customer service skills, and the ability to manage multiple priorities in a hybrid work environment. Responsibilities include assisting Vendors/Builders, reviewing financial documents, and supporting departmental projects. A Community College Diploma is required, along with proficiency in Microsoft Office. Competitive compensation and a supportive work culture are offered.

Benefits

Competitive compensation program

Learning and development opportunities

Employee discount program

Access to wellness programs

Employee Assistance Program tools

Qualifications

• Minimum Community College Diploma (or equivalent).
• Financial literacy including basic understanding and ability to interpret a financial statement.
• Proven ability to meet strict deadlines and manage multiple priorities.
• Experience with conflict resolution to win-win outcomes.
• Exceptional customer service and strong organizational skills.
• Proficiency in Microsoft Office, Excel and Outlook programs.
• Strong communication skills: verbal and written.

Responsibilities

• Assist Vendor/Builder in submitting applications on the Tarion online portal.
• Assist Vendor/Builder with telephone and email questions about their files.
• Collect and review application documents from Vendor/Builder.
• Review financial statements and credit information.
• Provide support in ad-hoc department projects.
• Assist with issuing the Terms & condition letters to the Vendor/Builder.

Skills

Financial literacy

Exceptional customer service

Organizational skills

Analytical skills

Problem-solving skills

Communication skills

Team player

Education

Community College Diploma (or equivalent)

Tools

Microsoft Office

Excel

Outlook

Job description

Junior Underwriter JU011426

Department: Underwriting

Type of Position: Full Time, Permanent

Location: 7th Floor, 5160 Yonge Street, Toronto, ON

Reporting to: Manager, Underwriting

Work Model: Hybrid – flexible work schedule (All remote work must be completed from your home office within the province of Ontario.)

Grade: I

Posting Status: Open

Salary Range: The salary range for this position is $53,500 - $79,240 per year

About Tarion

Since 1976, Tarion has served new home buyers and new homeowners by ensuring that one of their life’s biggest investments is protected. Almost every new home in the province is covered by a new home warranty. This warranty protection is provided by Ontario’s builders and lasts up to seven years. It is backstopped by Tarion. More than 375,000 homes are currently enrolled in the warranty program. Every year about 55,000 new homes are enrolled.

How We Make a Difference

A home is one of life’s biggest purchases. As an independent, not-for-profit organization, Tarion provides Ontario’s new home buyers and owners with peace of mind that their purchase is safeguarded through the province’s new home warranty and protection program.

Almost every new home in the province is covered by a new home warranty. Tarion ensures consumer protection by providing free tools, guides and resources to help homeowners understand their builder’s warranty and navigate warranty claims with confidence.

If a builder does not meet their warranty commitments, Tarion offers guidance to help homeowners ensure they receive the coverage they’re entitled to, and when necessary, steps in to help resolve warranty claims.

About the Role

The Underwriting Team assesses applications to sell and build new residential homes in Ontario, whether these are freehold homes or condominiums. The Underwriting Team also addresses application‑related inquiries from Vendors and Builders. The Underwriting process involves assessing the financial and technical risks associated with an application, and proposing the appropriate terms and conditions based on the analysis conducted. Areas of focus include financial risk to assess the feasibility of a project and an applicant's ability to meet warranty obligations; history, to assess past projects and warranty performance; and technical risk, to assess the applicant's technical capabilities vis‑a‑vis the construction plans proposed. The Underwriting team works in collaboration with various other departments within Tarion to complete risk assessments and to issue terms and conditions.

As a Junior Underwriter, you are a dynamic, customer‑focused individual who thrives in a high‑volume, collaborative environment. You are risk‑minded and have a background in underwriting. You can analyze financial statements, review legal documentation, and provide a summary and recommendations for risk assessments.

This position follows a hybrid working policy, requiring two (2) days per week in our office and three (3) days working remotely. In order to assist with onboarding and workplace introductions, new hires will be required to work four (4) days in office per week during their first three (3) months of service. (All remote work must be completed from your home office within the province of Ontario.)

Responsibilities include:

• Assist Vendor/Builder in submitting applications on the Tarion online portal, Builderlink, when it is not a system related matter
• Assist Vendor/Builder with telephone and email questions about their files and in general about the Underwriting application process
• Collect and review application documents from Vendor/Builder
• Review financial statements and credit information for certain Vendors/Builders and Indemnitors
• Provide support in ad‑hoc department projects
• Assist with issuing the Terms & condition letters to the Vendor/Builder

A great candidate for this position will have:

• Minimum Community College Diploma (or equivalent)
• Financial literacy including basic understanding and ability to interpret a financial statement
• Proven ability to meet strict deadlines and manage multiple priorities
• Experience with conflict resolution to win‑win outcomes
• Exceptional customer serviceStrong organizational, analytical and problem solving skills
• Proficiency in Microsoft Office, Excel and Outlook programs
• Strong communication skills: verbal and written
• Proven ability to work effectively with a variety of audiences and be a team player
• Demonstrated ability to balance multiple priorities in a dynamic environment

Why Choose Tarion?

We believe that Tarion’s employees are its most valuable asset. We strive to provide a welcoming work environment.

We offer employees a competitive compensation program, opportunities for learning and development, an employee discount program, access to wellness programs, and a variety of Employee Assistance Program tools and online resources to support well‑being.

At Tarion, we believe that a strong commitment to diversity and inclusion allows employees to perform at their very best and underpins a culture in which everyone feels they have an equal opportunity to belong and build a career. Tarion is committed to developing and maintaining work environments and practices that ensure equality of opportunity in recruitment, selection and promotion, and to removing systemic barriers so that employees have every opportunity to feel included in the workplace.

If you are a person with a disability and have questions or would like help with your application, please contact a member of the Human Resources Department.

Application Submissions & Deadline:

Please submit a single file with a covering letter and resume with vacancy code JU011426 by no later than January 30, 2026.