Investment Analyst

Uncapped Ltd.; Toronto; Hybrid; CAD 100,000 - 125,000; Full time

Job summary

A dynamic fintech firm based in Toronto is seeking an Investment Analyst to assess digital and e-commerce companies. You will analyze financial statements, prepare recommendations for investments, and collaborate closely with founders. With a flexible hybrid model and unique benefits like unlimited holiday, this role is perfect for detail-oriented financial experts looking to make an impact in the venture ecosystem.

Benefits

Unlimited holiday

Competitive compensation plan

Personal growth fund

Qualifications

• Minimum 2 years of experience in a similar role.
• Strong ability to review and decipher complex financial models.

Responsibilities

• Analyse business performance and credit risk for capital advances.
• Prepare and present approval packages for the Credit Committee.
• Work with risk team to improve underwriting capabilities.

Skills

Analytical skills

Financial analysis

Attention to detail

Commercial acumen

Curiosity

Education

Finance degree or MBA

Job description

Hybrid role based in Toronto, Canada

We are looking to hire for this role on a B2B consultancy agreement while still providing all the benefits outlined in the job description.

Role Overview

Are you a detail-oriented, analytical thinker looking to make a meaningful impact in the world of start-ups? At Uncapped, we invest in growing businesses and in ambitious founders and we are looking for a talented Investment Analyst to join our Investment team.

This is an exciting opportunity to learn how to assess digital / e-commerce companies and be a part of the venture ecosystem. We are a small team and you will have the opportunity to work directly with our portfolio companies and play a role in our investment decisions.

In this role, you'll get to work with a diverse group of e-commerce founders and help them secure the financing they need to grow their businesses. You'll use your expertise in financial analysis and credit assessment to make strategic recommendations to the Credit Committee. You'll need to be able to analyse financial statements and business plans and communicate your findings in a clear and concise manner. You will act as the gatekeeper for our company, evaluating the potential risks and liabilities of businesses seeking investment. But don't think this job is all about numbers and spreadsheets - we encourage our analysts to think outside the box and come up with creative solutions for our clients, and in doing so, help fund thousands of growing businesses that are the lifeblood of the global economy and Uncapped’s future success.

About Uncapped

Founded in 2019, Uncapped is a fintech company focused on providing working capital to SMEs in North America and Europe.

We leverage multiple data sources to make credit decisions faster, safer and more conveniently. We are working with the largest platforms in the world, including Amazon and Walmart, and strive to be the best alternative-lender globally.

What you will do ️

• Analyse business performance and credit risk, by reviewing financial statements and other materials to make recommendations on size, length and structure of capital advances
• Attend calls with founders and management teams, ask questions and form an opinion on new opportunities
• Prepare and present approval packages for large deals for the Uncapped Credit Committee
• Collect, review and report on the financial performance of portfolio companies
• Work with the risk team and the Director of Investments to improve our underwriting capabilities through continuous process improvements
• Contribute to Credit Committee retrospective reviews
• Work closely with our Product teams to improve customer experience and satisfaction

Who you are

Must have at least 2 years of experience in a similar role

Must have a finance education, preferably a finance degree or an MBA

High level of curiosity and a passion for technology

Very strong analytical skills - we will require you to review and decipher complex financial models for underwriting purposes

Organised, flexible and focused, with the ability to context switch

Strong commercial acumen - intricately understand e-commerce business models

Confidence to challenge decisions and to explain decision rationale to stakeholders

Hawk-eye level attention to detail, ability to zoom in and spot what others may miss

Entrepreneurial mindset - you should constantly look to make the most of available opportunities, overcome quickly to learn from setbacks, be decisive and have a bias towards action

Collaborative mindset, not afraid to over communicate in a remote environment

Benefits

What we offer

At Uncapped, our people make us successful. We are a start-up with big goals, and we work hard, so we want to give everyone the benefits they really want. We are continually adding to this list as new people join here are some of the things you can expect :

Unlimited holiday : we believe that well-rested and happy people make the best employees

Competitive compensation plan

Personal growth fund : Raise your game from great to spectacular

The opportunity to make a big impact every day on the lives of European and US entrepreneurs.

Workspaces in Warsaw, London, Atlanta and Toronto

We can only consider applications from candidates eligible to work in Canada without requiring visa sponsorship.

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