Credit Strategy & Data Science Manager — Drive Growth

RBC; Toronto; On-site; CAD 85,000 - 110,000; Full time

Job summary

A leading financial institution in Toronto is seeking a Manager for Credit Strategy & Data Science. This role involves utilizing advanced analytics to develop credit strategies aimed at revenue growth and risk management. Responsibilities include optimizing the credit card portfolio’s profitability, engaging with senior management, and leading a talented team of credit analysts. Ideal candidates excel in problem-solving and possess a strong background in financial modeling. A comprehensive benefits program is offered, along with professional development opportunities.

Benefits

Comprehensive Total Rewards Program

Flexible benefits

Coaching and development opportunities

Qualifications

• Strong understanding of credit risk fundamentals.
• Knowledge of financial modeling and analysis.
• Ability to develop effective stakeholder relationships.

Responsibilities

• Use data analysis for lending decisions on credit programs.
• Optimize the retail credit card portfolio's profitability.
• Engage senior management for strategy execution.

Skills

Expert problem solving skills

Proficient in SQL

Proficient in Excel

Proficient in SAS

Proficient in Word

Proficient in PowerPoint

Experience with Python

Experience with GitHub

Experience with AWS

Experience with HDFS

Education

University degree in a quantitative field

Tools

Data Visualization tools

Tableau

Job description

A leading financial institution in Toronto is seeking a Manager for Credit Strategy & Data Science. This role involves utilizing advanced analytics to develop credit strategies aimed at revenue growth and risk management. Responsibilities include optimizing the credit card portfolio’s profitability, engaging with senior management, and leading a talented team of credit analysts. Ideal candidates excel in problem-solving and possess a strong background in financial modeling. A comprehensive benefits program is offered, along with professional development opportunities.