Associate, Fraud Investigation Lead Analyst

Capital One Canada; Toronto; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading financial services provider in Toronto is looking for a Fraud Investigation Lead Analyst to analyze data and investigate fraudulent activities. You will be responsible for detecting fraud trends and collaborating with law enforcement while improving processes to enhance customer experience. Bi-lingual in French and English is a must, along with relevant qualifications and experience.

Benefits

Work From Home allowance

Mental health coverage up to $3000

Tuition subsidies up to $5000 per year

Diverse and inclusive work environment

Qualifications

• 2+ years experience developing and monitoring fraud defenses.
• Experience working with Law Enforcement on criminal investigations.
• Knowledge of relevant local criminal procedures.

Responsibilities

• Analyze data to identify trends and patterns in fraud.
• Perform deep investigations to understand fraud mechanisms.
• Author SQL/Python scripts to track fraud activities.
• Document fraud attacks and communicate risks to leadership.
• Maintain processes for fraud investigation best practices.

Skills

Bi-Lingual (French and English)

Data analysis

Fraud investigation techniques

SQL/Python scripting

Communication skills

Education

Degree in Criminology or relevant field

Certified Financial Crimes Investigator (CFCI)

Certified Fraud Examiner (CFE)

Tools

Tableau

Snowflake

Insight

Credit Browser

Job description

Overview

161 Bay Street (93021), Canada, Toronto, Toronto, Ontario, Associate, Fraud Investigation Lead Analyst

About Capital One Canada. For over 20 years, we have been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!

About the Team

The FIU team is responsible for the detection and deep dive investigation of ongoing fraud attacks for Capital One Canada’s Card business. The team also has a mandate to assist with Law Enforcement inquiries, manage escalated complaints in the fraud space, and perform activities within the Fraud Ring and AML referral program.

About the Role

The Fraud Investigation lead is expected to analyze data to identify trends, patterns, and increases in fraudulent activity. The role is responsible for responding to organized fraud attacks and emerging trends by performing extensive investigation and providing recommendations on how to address the fraudulent activity without adversely impacting customers. The investigator partners closely with Operations, Strategy, and Product teams to identify gaps in processes and/or defenses to balance customer experience while minimizing fraud losses. The investigator will bring forward possible solutions grounded in data and qualitative evidence.

Your Responsibilities

• Can quickly and accurately determine fraudulent activity and assess the scalability of fraud occurring.
• Perform deep investigation work to determine fraud MO, points of weakness within a defense or process, and articulate what mitigation strategies can be engaged.
• Author SQL/Python scripts and dashboards to identify fraud attacks, size fraud trends, and be responsible for tracking the impact and effectiveness of mitigation strategies related to an attack or trend.
• Perform link analysis using provided tools to uncover fraud rings and all possible impacted accounts.
• Document identified fraud attacks.
• Communicate ongoing fraud risks to leadership using a variety of communication tools including presentation, email, and briefs.
• Develop and maintain processes and documentation to ensure best practices for fraud investigation, prevention strategies, and KPI tracking.
• Work with law enforcement on active investigations.
• Act as a consultant to Data Science, Process, Operations, and Business Analyst teams to improve fraud prevention processes and the resulting customer experience.
• Leverage a team of agents to perform preventative actions on customer accounts and collect information about possible fraudulent activity.
• Act as a Fraud SME to the wider business, promoting fraud awareness and education involving ongoing fraud risks within the business.
• Assist members of the fraud investigation team, utilizing fraud expertise to add differentiated approaches.

Basic Qualifications

• Bi-Lingual (French and English)
• Degree in Criminology or another relevant field
• Experience using Tableau, Snowflake, Insight, and Credit Browser
• Experience working with Law Enforcement on criminal investigations and knowledge of relevant local criminal procedure
• Certified Financial Crimes Investigator (CFCI) , Certified Fraud Examiner (CFE)
• 2+ years experience developing and monitoring fraud defenses

Working at Capital One

Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.

Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.

Note: We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail].

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).