Analyst, Credit Risk Management

Fairstone; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading financial services provider in Toronto is seeking an Analyst for Credit Risk Management. The ideal candidate will possess a Bachelor's or Master's degree in relevant fields and demonstrate strong analytical skills. Responsibilities include supporting the credit cycle, developing loan origination strategies, and monitoring portfolio performance. The position requires proficiency in SQL, advanced communication skills, and familiarity with data visualization tools. This is a full-time, temporary role with a commitment to diversity and inclusion.

Qualifications

• Strong understanding of credit risk principles and assessment techniques.
• Experience in credit risk or financial services is an asset.
• Familiarity with cloud platforms (e.g., AWS, Azure) is a plus.

Responsibilities

• Support the end-to-end credit cycle for Direct Lending portfolios.
• Develop loan origination strategies that balance profitability and risk.
• Monitor portfolio performance using statistical analysis and data visualization.

Skills

Credit risk principles

SQL

Data analysis

Communication skills

Statistical analysis

Education

Bachelor’s or Master’s degree in Mathematics, Statistics, Economics, Computer Science

Tools

Microsoft 365 (Excel, PowerPoint, SharePoint, Teams)

Data visualization tools (Power BI, Tableau, AWS QuickSight)

Job description

Be part of our talented and growing team! We are currently looking for an Analyst, Credit Risk Management, to join our team reporting to the Manager, Credit Risk Management.

As an Analyst, Credit Risk Management you will support the end-to-end credit cycle for the Direct Lending portfolios, including origination strategies and policies; portfolio management and performance monitoring; loss mitigation toolkits, policies and execution; internal and external (1st and 3rd party) collection strategies; and, post charge-off recovery, settlement and asset sale strategies.

"Be a part of our inclusive workplace where diverse perspectives drive innovation and excellence."

WHY JOIN US?

BECAUSE WE ARE PROUD TO BE One of Montreal's Top Employers for 2025 for the fifth consecutive year by the editors of Canada's Top 100 Employers.

WHAT WILL YOU WORK ON?

• Contribute to the development of loan origination strategies that balance profitability and risk.

• Collaborate with Collections Analytics to improve delinquency rates, reduce costs, and enhance recovery processes.

• Support regulatory reporting and ad hoc data requests.

• Monitor portfolio performance using statistical analysis and data visualization tools.

• Prepare performance reports for executive leadership and the Board of Directors

• Provide analytical support for new product initiatives and cross-functional teams (Sales, Operations, Finance, Marketing).

• Present insights clearly to both technical and non-technical stakeholders.

• Maintain up-to-date documentation of processes and procedures.

• Stay current on industry, regulatory, and macroeconomic trends, and recommend strategic responses.

• Perform other risk analytics tasks as assigned.

WHO ARE WE LOOKING FOR

• Bachelor’s or Master’s degree in Mathematics, Statistics, Economics, Computer Science, or a related field.

• Experience in credit risk or financial services is an asset.

• Strong understanding of credit risk principles and risk assessment techniques.

• Excellent communication skills, with the ability to explain complex concepts clearly.

• Proficiency in SQL, SAS, R, or Python for data analysis.

• Familiarity with Microsoft 365 tools (Excel, PowerPoint, SharePoint, Teams).

• Experience with data visualization tools (Power BI, Tableau, AWS QuickSight) is an asset.

• Knowledge of cloud platforms (e.g., AWS, Azure) is a plus.

This position is now vacant.

WE ARE PROUD TO BE RECOGNIZED AS

Great Place to Work ® Canada for 2025 and
Montreal's Top Employers 2025 by Canada’s Top 100 Employers!

Learn more: https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type: Full time Job Type:Temporary (Fixed Term)