Analyst Commercial Financing

First National; Montreal (administrative region); Hybrid; CAD 49,000 - 75,000; Full time

Job summary

A leading non-bank lender in Canada is seeking an Analyst for Commercial Mortgages to support the production and development of their mortgage portfolio. Responsibilities include analyzing financial and supporting documents and ensuring compliance with lending policies. The ideal candidate has a degree in Finance/Real Estate and at least two years of relevant experience. A competitive salary and advantages like a comprehensive benefits program and a hybrid working environment are offered.

Benefits

Competitive compensation

Comprehensive benefits program

Extensive training programs

Supportive teamwork culture

Ongoing social events

Qualifications

• Minimum 2 years’ experience in a commercial real estate role preferred.
• Able to work with minimum supervision.
• Results oriented and highly motivated.

Responsibilities

• Analyze financial information on commercial properties.
• Review third‑party reports for compliance with investor requirements.
• Prepare loan summaries to assist in the loan approval process.
• Coordinate with Funder, Investor, and Legal to meet loan conditions.

Skills

Financial analysis

Attention to detail

Organizational skills

Advanced PC skills (Word, Excel)

Knowledge of real estate lending regulations

Education

Undergraduate degree in Finance/Real Estate or MBA

Job description

Analyst – Commercial Mortgage

Salary Range: $49,600–$74,400
Hours: 8:30 a.m.–5:00 p.m.

What We Offer

Highly competitive compensation package including base salary, bonus, benefits, and career advancement opportunities. Eligibility for benefits is dependent on the terms of employment.

The Opportunity

The Analyst contributes to the production and development of the commercial mortgage portfolio by analyzing financial and supporting documents on incoming applications and ensuring information is consistent with internal, insurer, and investor policies. The role focuses on CMHC, construction, and conventional commercial real estate financing requests.

How You Will Contribute

• Analyze financial information on commercial properties including rent rolls, operating statements, and financial/net worth statements to assist management in determining the appropriate loan size, terms, conditions, and pricing.
• Review third‑party reports including appraisal, phase I/II environmental reports, and engineering reports to determine compliance with investor requirements, product lending and guidelines, and loan terms and conditions.
• Prepare loan summary including financial analysis and credit documents to assist in the loan approval process.
• Coordinate with Funder, Investor, Legal, and other third‑party consultants to ensure loan conditions are met.
• Perform other duties as necessary to support the goals and objectives of the commercial mortgage division.

The Experience You Need

• Undergraduate degree and/or MBA with focus in a Finance/Real Estate related discipline.
• Minimum 2 years’ experience in a relative commercial real estate role preferred; will look at candidates with less or more experience if a fit can be determined.
• Knowledge of applicable real estate lending regulations is a must.
• Organizational skills to manage several ongoing and competing tasks simultaneously.
• High degree of consistent accuracy and attention to detail.
• Able to work with minimum supervision.
• Results oriented and highly motivated.
• Advanced PC skills, with an emphasis on Word and Excel.
• Competitive compensation.
• Comprehensive benefits program (Health Spending Account, Maternity and Parental Leave Top Up).
• Hybrid working environment.
• Extensive training programs to set employees up for success.
• Modern office environment conducive to collaboration.
• Supportive teamwork culture.
• Opportunities to give back to the communities and work through events focused on a variety of charities.
• Ongoing social events throughout the year.

The Team You’ll Join

Founded in 1988, First National is one of Canada’s largest non‑bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender. First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

Equal Opportunity Employer

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law. First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at [e-mail] should you need an accommodation at any point in the recruitment process.

We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted.