Adjudicator, Credit

Fairstone Bank; Victoria; Remote; CAD 40,000 - 50,000; Full time

Job summary

A financial institution is looking for an Adjudicator, Credit to join their team. This fully remote position involves reviewing vehicle loan applications and ensuring accurate assessments of creditworthiness. Ideal candidates should possess strong communication skills in English and French, a keen eye for detail, and the ability to thrive in a fast-paced environment. The position offers a competitive salary and extensive benefits aimed at maintaining work-life balance.

Benefits

Minimum 15 days vacation

Comprehensive Benefits Package

Pension Contribution

Professional Development opportunities

Employee Discounts

Qualifications

• Ability to follow detailed credit policy guidelines.
• Excellent verbal and written communication skills in English and French.
• Flexible to work various shifts scheduled.

Responsibilities

• Review and adjudicate vehicle loan applications to assess creditworthiness.
• Execute detailed document reviews ensuring compliance.
• Provide prompt, efficient customer-oriented service.

Skills

Credit assessment

Customer service orientation

Attention to detail

Collaboration

Communication (English and French)

Education

Post-secondary education in Finance or Business Administration

Tools

Microsoft Office Suite

Loan origination software

Job description

Overview

Join to apply for the Adjudicator, Credit role at Fairstone Bank.

This position is 100% remote.

Who We Are

Eden Park Inc. ("EdenPark") is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. EdenPark is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada ("Fairstone Bank"). Learn more at EdenParkCanada.com.

Join Fairstone Financial as a Credit Adjudicator.

Responsibilities

• Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation.
• Ensure loan applications are assessed accurately and timely in a fast-paced environment.
• Thrive in a customer service focused and teamwork setting, working with other departments in Sales, Income, Funding and with Dealers partners.
• Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.
• Provide prompt, efficient, detailed customer-oriented service to all stakeholders.
• Perform all other duties as assigned.

What We Offer / Benefits

• Time Off: Minimum 15 days vacation and additional wellness days, plus statutory holidays.
• Work-Life Balance: Our 37.5-hour workweek promotes a healthy balance.
• Comprehensive Benefits Package: Adjustable to your needs (with access to virtual healthcare).
• Pension Contribution: Fairstone automatically matches a certain percentage to contribute to your savings.
• Wellness: Tailored well-being solutions available 24/7.
• Competitive Base Salary: With multiple incentive programs to increase your overall compensation.
• Reward Program: Collect points for travel or merchandise.
• Employee Referral Program: Earn a bonus when referring a friend.
• Employee Discounts: We offer numerous discounts at various retailers.
• Professional Development: Comprehensive paid online learning courses (Fairstone Academy), opportunities to develop multiple skill sets.
• Supportive Culture: Join a supportive and collaborative work environment where your contributions are valued and recognized.

Must-haves

• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
• You possess excellent verbal and written communication skills in English and French.
• You thrive in a fast-paced environment and have strong attention to detail.
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook.
• You can collaborate well with various teams and departments.
• You must be flexible and available to work all shifts mentioned in the Working condition.

Extra- Awesome To Have

• You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry.
• Previous experience working with loan origination software.
• Post-secondary education in Finance or Business Administration.

Working Condition

• Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST.
• Option of permanent Saturday shift with the option of Wednesday or Thursday off; and our team is very accommodating with switching when required with notice.
• Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift).

Equal Opportunity

Fairstone is an equal opportunity employer. We will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who identify as Aboriginal, members of visible minorities, or disabled are encouraged to apply in confidence.

Time Type: Full time

Job Type: Permanent

Job Details

• Seniority level: Entry level
• Employment type: Full-time
• Job function: Design, Art / Creative, and Information Technology