Adjudicator, Credit

Fairstone; St. Albert; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial services provider in Canada is seeking a Credit Adjudicator to review vehicle loan applications. The successful candidate will assess creditworthiness, maintain relationships with dealers, and ensure compliance with credit policies. Must possess excellent communication skills and be tech-savvy. This role offers a full-time permanent position with flexible scheduling, including a set shift from 12 PM - 8 PM MT. Opportunities for professional development and a supportive work environment are provided.

Benefits

Broad training program

Professional development opportunities

Recognized as a Great Place to Work®

Qualifications

• Excellent verbal and written communication skills in English.
• Ability to follow detailed credit policy guidelines.
• Prior experience in loan underwriting is a plus.

Responsibilities

• Review and adjudicate vehicle loan applications.
• Ensure accurate and timely assessment of applications.
• Develop relationships with dealers to facilitate loan processing.

Skills

Verbal communication skills

Written communication skills

Attention to detail

Customer service focus

Team collaboration

Tech-savvy with Microsoft Office

Education

Post-secondary education in Finance or Business Administration

Tools

Loan origination software

Microsoft Office Suite

Job description

WHO WE ARE:

Eden Park Inc. (“EdenPark”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. EdenPark is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada (“Fairstone Bank”). Collectively, Fairstone Bank and its subsidiaries offer credit cards and rewards programs, point-of-sale financing through merchant partners and unsecured and secured personal loans and mortgages. Learn more at EdenParkCanada.com.

Come join Fairstone Financial as a Credit Adjudicator.

Be part of Canada’s leading provider of responsible lending solutions to serve Canadians.

At Fairstone we invest in our teams. We offer a broad training program where you will be supported with professional development and encouraged to further build an exciting career with us!

A regular day for you will include:

• Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation.
• Ensure loan applications are assessed accurately and timely in a fast-paced environment.
• Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed.
• Develop and maintain respectful relationships with dealers.
• Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners.
• Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.
• Provide prompt, efficient, detailed customer-oriented service to all stakeholders.
• Perform all other duties as assigned.

Must-haves!

• You possess excellent verbal and written communication skills in English.
• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
• You thrive in a fast-paced environment and have strong attention to detail.
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook.
• You can collaborate well with various teams and departments.
• You must be available to work all shifts mentioned in the job description.
• Clear criminal reference check.

Extra‑awesome to have!

• You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry.
• Previous experience working with loan origination software.
• Post‑secondary education in Finance or Business Administration.

Working condition

• Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST.
• Option of Permanent Saturday shift with the option of Wednesday or Thursday off; schedules are completed 6 months in advance and our team is very accommodating with switching when required with notice.
• Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid‑day & late shift).
• Set shift for this position will be 12 pm - 8 pm MT.

WE ARE PROUD TO BE RECOGNIZED AS

Great Place to Work® Canada for 2025 and Montreal's Top Employers 2025 by Canada’s Top 100 Employers!

Learn more: https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type:

Full time Job Type:Permanent