Senior Analyst, RMG Credit Risk - TCM

Cargill; São Paulo; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

Uma empresa multinacional do setor alimentício e agrícola está em busca de um(a) Senior Credit Risk Analyst. O profissional será responsável por monitorar e analisar riscos de crédito relacionados a contrapartes e produtos no mercado de trade e capital. É necessário ter forte experiência em serviços financeiros, habilidades analíticas, e fluência em inglês. A posição oferece um ambiente dinâmico, com oportunidades de desenvolvimento profissional e aprendizado contínuo.

Qualificações

• Formação superior, experiência sênior em serviços financeiros.
• Experiência em análise bancária/sovereign e financiamento de projetos.
• Disponibilidade para viajar e forte capacidade analítica.

Responsabilidades

• Monitorar riscos de crédito em negócios comerciais e de capital.
• Conduzir análises financeiras e avaliações de contrapartes.
• Colaborar com originação e estruturação para avaliações de risco.

Conhecimentos

Análise financeira

Pensamento crítico

Habilidades analíticas

Inglês avançado

Gestão de riscos

Formação académica

Bacharelado em área relacionada

Mestrado (diferencial)

Descrição da oferta de emprego

Cargill’s size and scale allow us to make a positive impact in the world. Our purpose is to nourish the world in a safe, responsible, and sustainable way.

We are a family company providing food, ingredients, agricultural solutions, and industrial products that are vital for living. We connect farmers with markets so they can prosper. We connect customers with ingredients so they can make meals people love. And we connect families with daily essentials — from eggs to edible oils, salt to skincare, feed to alternative fuel. Our 160,000 colleagues, operating in 70 countries, make essential products that touch billions of lives each day. Join us and reach your higher purpose at Cargill.

Job Purpose and Impact

The Senior Credit Risk Analyst monitors credit risk for corporates, banks, farmers, and sovereigns for the trade and capital market business in the region by developing a holistic view of risks on counterparties and products as well as focused and timely execution. In this role, you will provide both business and fiduciary insights into the business risks for the trade and capital markets in the region.

Key Accountabilities

• Conduct financial statement analysis of counterparties including cash flow forecasting, ensuring high-quality and unbiased credit reviews, assigning ratings through qualitative and quantitative analysis, and providing clearly argued conclusions and limit recommendations.
• Ability to cover various industries and geographies, as well as willingness to acquire necessary industry insights and knowledge independently.
• Monitor counterparties and anticipate the potential impact of market events on the business environment for specific counterparties or portfolios.
• Partner with origination to ensure high-quality due diligence on counterparties, provide feedback on potential business opportunities, and respond to queries from internal stakeholders.
• Partner with structuring to develop a deep understanding of trade and capital markets structures and provide objective risk-related inputs on products, as well as recommend opportunities for risk mitigation and loss prevention.
• Maintain close communication with transaction management to ensure adequate implementation of risk mitigation and accurate reporting of exposures within approved limits.
• Communicate with external counterparties including trade and capital markets clients, participate in ad-hoc projects, and actively look for ideas to improve existing processes and methodologies.
• Work under minimal supervision and handle complex issues independently, referring only the most complex issues to higher-level staff.
• Other duties as assigned.

Qualifications

• Bachelor's degree in a related field or equivalent experience; master's degree is a plus.
• Senior experience, including in the high-yield space in the financial services industry with international exposure.
• Mandatory advanced English skills.
• Bank / sovereign analysis experience.
• Project finance experience.
• Workout / management of problem exposures experience.
• Strong analytical and critical thinking skills.
• Ability to travel.

At Cargill, everyone matters and everyone counts. We are committed to creating and sustaining an inclusive and diverse work environment where all employees are treated with dignity and respect. Our equal employment opportunity policy prohibits discrimination and harassment based on race, ethnicity, color, religion, national origin, ancestry, sex, gender, gender identity, gender expression, sexual orientation, age, disability, pregnancy, genetic information, marital status, family status, citizenship status, veteran status, military status, union affiliation, or any other status protected by law. We comply with all applicable laws and regulations regarding non-discrimination and employment.