Treasury Manager

myZoi Financiallusion Technologies; Dubai; On-site; AED 300,000 - 400,000; Full time

Job summary

A fintech start-up is seeking a Treasury Manager in Dubai to manage liquidity across multiple banking partners and ensure regulatory compliance. The role encompasses forecasting cash needs, managing foreign exchange exposures, and optimizing treasury operations. Ideal candidates have 10-12 years of treasury experience in financial institutions, strong analytical skills, and the ability to manage stakeholder relationships effectively. Join a dynamic team aimed at promoting financial inclusion in the UAE.

Qualifications

• Strong understanding of liquidity management, capital adequacy, FX exposure, and settlement processes.
• Excellent analytical and problem-solving skills with attention to detail.
• Ability to manage competing priorities in a cross-functional environment.

Responsibilities

• Monitor daily cash positions across all operating accounts.
• Forecast short-term and medium-term liquidity requirements.
• Prepare daily, weekly, and monthly liquidity dashboards for internal management.

Skills

Treasury experience

Liquidity management

Stakeholder management

Analytical skills

Education

10-12 years of treasury experience in related field

Professional certifications (ACT, CFA, CTP)

Tools

Treasury Management Systems (TMS)

Microsoft Excel

Job description

Treasury Manager

Dubai, United Arab Emirates | Posted on 01/22/2026

myZoi is changing lives for the better for those who deserve it the most. We are an exciting fintech start‑up, wholly owned subsidiary of Standard Chartered Bank, aiming to promote financial inclusion globally. Our vision is to provide a level playing field to the unbanked and the underbanked in accessing essential financial services in an affordable, convenient, and transparent fashion. We are looking for smart, ambitious, and purpose‑driven individuals to join us in this journey. Please apply via the link below if you are interested.

The Role

The Treasury Manager will be responsible for ensuring optimal liquidity across multiple entities and banking partners, forecasting cash and capital needs, managing FX exposures, and ensuring compliance with regulatory capital requirements. The candidate will be expected to drive the management of Cash, Liquidity, FX, and Debt raising/Financing across the Group along with overseeing working capital management solutions. The candidate will be expected to be an expert generalist in all matters related to the treasury.

Key Responsibilities

Liquidity & Cash Management

• Monitor daily cash positions across all operating accounts (domestic and international)
• Manage liquidity with the UAE Central Bank for Domestic Settlements (UAEFTS, ICCS, DDS, etc.)
• Ensure sufficient funding levels across nostro/vostro accounts for instant remittance and payout channels
• Forecast short‑term and medium‑term liquidity requirements across all bank accounts, incorporating inflows/outflows, settlement cycles, and seasonal trends
• Optimize cash deployment and minimize idle balances while ensuring operational readiness

Capital Planning & Regulatory Requirements

• Monitor and maintain compliance with Central Bank capital adequacy and liquidity requirements
• Forecast capital requirements to support business growth, new products, and regulatory changes
• Plan and coordinate capital injections from shareholders as needed to meet regulatory thresholds
• Prepare capital adequacy reports for internal management and regulatory submission

FX and Risk Management

• Monitor FX positions and exposures across currencies
• Liaise with banks and FX counterparties for pricing and execution of FX conversion. Also help set up FX hedging strategies, if required
• Maintain up‑to‑date knowledge of market trends and regulatory changes affecting treasury and FX markets

Banking Relationships

• Act as the primary point of contact for treasury‑related matters with banking partners and the Central Bank
• Support opening, maintaining, and optimizing banking infrastructure for operational efficiency

Treasury Operations

• Own and operate the treasury management process, ensuring strong controls and reporting
• Reconcile treasury transactions and coordinate with the finance team for accounting and audit purposes
• Support automation and system improvements related to treasury processes

Reporting & Compliance

• Prepare daily, weekly, and monthly liquidity, capital, and treasury dashboards for internal management
• Ensure compliance with internal treasury policies and Central Bank reporting requirements
• Support internal and external audits related to treasury activities

Key Stakeholders

• Finance team
• Management team
• CBUAE
• External stakeholders
• Standard Chartered Ventures and Group

Who you are

• 10–12 years of treasury experience in a bank, fintech, or financial institution
• Strong understanding of liquidity management, capital adequacy, FX exposure, and settlement processes
• Proven ability to forecast liquidity and capital requirements across multiple bank accounts
• Prior experience dealing with Central Bank accounts, domestic settlement systems, and Nostro accounts
• Experience working with multi‑currency environments and instant/remittance products
• Proficiency in treasury systems and Microsoft Excel; experience with TMS is a plus
• Excellent stakeholder management and communication skills
• Excellent analytical and problem‑solving skills with attention to detail
• Ability to manage competing priorities in a cross‑functional environment
• Ability to work independently in a fast‑paced, regulated fintech environment

Preferred

• Experience with cross‑border remittance operations
• Familiarity with regulatory reporting in the UAE
• Professional certifications such as ACT, CFA, or CTP are advantageous

AtmyZoi we strive to create both a product and a team that embraces equality, inclusion, diversity and freedom. We want people who can be themselves and bring their own brand of value to the team. Come and join us!