Senior Underwriter

Relm Insurance; United Arab Emirates; On-site; AED 90,000 - 130,000; Full time

Job summary

A global specialty insurer in Dubai is seeking a Senior Underwriter for the Financial Lines team. In this key role, you will lead underwriting for complex products, including Directors & Officers and Cyber insurance, while managing broker relationships and influencing portfolio strategy. Applicants should possess 5+ years in financial lines underwriting, a relevant Bachelor's degree, and a collaborative mindset. The role emphasizes innovation and provides comprehensive benefits including health coverage and generous paid time off.

Benefits

Generous Paid Time Off: 28 days of annual leave

Comprehensive Health Coverage: Fully covered medical, dental, vision, life and disability insurance

Paid Sick Leave: 60 paid sick days

Professional Development & Mentorship

Wellness Stipend: Monthly allowance

Career Growth opportunities

Qualifications

• 5+ years' experience in financial lines underwriting.
• Proven ability to underwrite complex and non-standard risks.
• Professional qualifications such as CPCU, RPLU or ARM are a plus.

Responsibilities

• Lead the underwriting of complex financial lines risks across D&O, E&O, Cyber, Crime and EPL.
• Analyze market trends, regulatory developments and emerging risks.
• Provide technical guidance and mentorship to less experienced underwriters.

Skills

Strong technical expertise across D&O, Professional Liability, Cyber and related financial lines

Excellent analytical, decision-making and problem-solving skills

Strong communication and relationship-management capabilities

Education

Bachelor's degree in Insurance, Business, Finance, Risk Management or related discipline

Job description

Overview

Senior Underwriter – Financial Lines

Location: Dubai (DIFC)

Relm Insurance Ltd is a global specialty insurer focused on the world’s most innovative and complex risks. Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm is the first Innovative Insurer General Business (IIGB) insurer regulated by the Bermuda Monetary Authority (BMA). Since inception, our vision has been clear: Making Innovation Resilient. We provide insurance solutions to companies operating at the forefront of technology across more than 35 countries, including Web3, AI, fintech, biotech and other emerging sectors. Our team combines deep technical expertise with curiosity, creativity and a forward-looking mindset.

The Opportunity: We are seeking an experienced Senior Underwriter to join our Financial Lines team in Dubai (DIFC). This is a key role within the business, offering the opportunity to underwrite complex and emerging risks while contributing to portfolio strategy, broker relationships and regional growth. You will be responsible for underwriting a broad suite of financial lines products, including Directors & Officers (D&O), Professional Liability (E&O), Cyber, Crime and Employment Practices Liability (EPL). You will play a senior role in shaping underwriting strategy, supporting profitable growth and delivering high-quality, innovative solutions to clients.

Life at Relm: At Relm, we are redefining insurance for emerging industries. Our culture is built around our core values: Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism. We value diverse perspectives and believe innovation thrives when people feel empowered, trusted and supported.

What We Offer

• Generous Paid Time Off: 28 days of annual leave
• Comprehensive Health Coverage: Fully covered medical, dental, vision, life and disability insurance
• Paid Sick Leave: 60 paid sick days in line with DIFC employment law
• Professional Development & Mentorship: Ongoing learning and career progression opportunities
• Wellness Stipend: Monthly allowance to support your wellbeing
• A Voice That Matters: A culture where ideas and initiative are genuinely valued
• Career Growth: The opportunity to grow with a scaling, globally recognised specialty insurer

Join Us At Relm, you won’t just join a company — you’ll join a team shaping the future of insurance for innovative markets. If you’re an experienced Financial Lines underwriter looking to take on a senior, high-impact role in Dubai, we’d love to hear from you. Apply now and help us make innovation resilient.

What You’ll Do

• Lead the underwriting of complex financial lines risks across D&O, E&O, Cyber, Crime and EPL
• Assess and structure risks, determining appropriate coverage terms, limits and pricing
• Contribute to underwriting strategy and portfolio management, ensuring sustainable profitability
• Analyze market trends, regulatory developments and emerging risks within innovative sectors
• Build and maintain senior broker and client relationships across the region
• Support business development initiatives in collaboration with sales and marketing teams
• Monitor portfolio performance and recommend strategic adjustments
• Provide technical guidance and mentorship to less experienced underwriters as required
• Support risk mitigation and loss prevention initiatives

What You Bring

• Bachelor’s degree in Insurance, Business, Finance, Risk Management or a related discipline
• 5+ years’ experience in financial lines underwriting
• Strong technical expertise across D&O, Professional Liability, Cyber and related financial lines
• Solid conceptual understanding of data security, privacy, cyber and information risk
• Proven ability to underwrite complex and non-standard risks
• Professional qualifications such as CPCU, RPLU or ARM
• Excellent analytical, decision-making and problem-solving skills
• Strong communication and relationship-management capabilities
• A collaborative, commercial mindset with the confidence to operate at senior level