Manager Core Banking Assets Products Technologies (Emirati)

Talents Tide; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading Islamic bank is seeking a Manager for Core Banking Assets Products Technologies in Dubai. This role involves leading strategic planning and managing Temenos Core Banking Lending products, including setup and loan lifecycle management. Candidates should have a Bachelor's Degree in IT or Business, 6 to 8 years in IT, and hands-on experience with Temenos systems. The ideal candidate will also possess strong project management skills and understanding of Islamic Finance principles.

Qualifications

• Minimum 6 to 8 years in Information Technology.
• Hands-on techno-functional experience in implementing Temenos Transact Assets Lending Product Lifecycle Management.
• Experience in Project Management methodologies like Waterfall and Agile.

Responsibilities

• Lead strategic planning, development, and management of Core Banking Assets Products.
• Manage entire loan lifecycle in Temenos Transact/T24 from origination to closure.
• Coordinate with vendors and business teams for system implementations.

Skills

Techno-functional experience with Temenos Transact

Project Management methodologies (Waterfall, Agile)

Jira, BMC, MS Project

Sharia Principles of Islamic Finance

Education

Bachelor's Degree in IT or Business

Tools

Temenos Transact/T24

Job description

Job Title

Manager Core Banking Assets Products Technologies

Location

Dubai

Client

Leading Islamic Bank

Job Purpose

This role will lead the strategic planning, development, and management of all aspects of Temenos Core Banking Lending (Assets) Products Framework.

Key Responsibilities

Asset Product Configuration

Responsible for asset product configurations in Temenos Transact/T24 system, including:

• End-to-end setup of lending products using AA (Arrangement Architecture)
• Configuration of loan types: Term Loans, Revolving Credit, Syndicated Loans, Islamic Murabaha/Ijara
• Definition of product conditions: interest rates, fees, repayment schedules, prepayment penalties
• Implementation of collateral management: pledges, liens, LTV ratios

Loan Lifecycle Management

Responsible for managing the entire loan lifecycle in Temenos Transact/T24, from origination to closure:

• Configure workflows for loan disbursement, servicing, restructuring, and write-offs
• Amortization & Accruals: Set up PRINCIPAL/INTEREST accounting (e.g., straight-line, declining balance)
• Delinquency Management: Define NPA (Non-Performing Asset) workflows and provisioning rules (e.g., IFRS9)

Expertise in Temenos Transact/T24 Lending Modules

• Deep knowledge of LD (Lending), AA (Arrangement Architecture), CO (Collateral), LIM (Loan IQ Migration)
• Customizations: Write/enhance Temenos BASIC routines for business logic
• Integrations: Work with Payment Hubs, Credit Bureaus, Rating Agencies
• Troubleshooting: Debug batch job failures, accounting mismatches, and COB issues

Business Requirement Analysis

• Conduct business requirement studies
• Suggest best practice methodologies to satisfy end user requirements
• Implement efficient, practical solutions

Project Coordination and Post-Implementation Review

• Coordinate with vendors, IT, and business teams for system and process implementations
• Carry out post-implementation reviews
• Suggest modifications based on user feedback

Additional Responsibilities

• All the above accountabilities include but are not limited to any additional/new tasks or responsibilities assigned by the line manager

Education

• Minimum: Bachelor's Degree in IT or Business

Work Experience

• Minimum 6 to 8 years in Information Technology
• Must have hands‑on techno‑functional experience in implementing Temenos Transact Assets Lending Product Lifecycle Management
• Experience in Project Management methodologies like Waterfall and Agile
• Hands‑on experience with tools such as Jira, BMC, MS Project, etc.

Technical Competencies

• IT Change and Release Management
• IT Documentation
• Management of Vendors / Alliances
• Project Management / Coordination
• Regulatory and Compliance Knowledge
• Sharia Principles of Islamic Finance

Reporting To

AVP - Core Technologies

Subordinates

None