Credit Risk Analyst (UAEN)

Aventus Global Talent; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A prominent financial institution in Dubai seeks a Credit Risk Analyst to join their Risk Management team. This role involves evaluating credit proposals, conducting creditworthiness assessments, and preparing detailed reports. Key qualifications include a bachelor's degree in finance or related fields and 1-5 years of experience in credit risk analysis. Ideal candidates will have strong analytical skills and proficiency in MS Excel and PowerPoint. This position offers a dynamic work environment with opportunities for professional growth.

Qualifications

• 1–5 years’ experience in Credit Risk or Corporate Credit Analysis – fresh graduates may be considered.
• Strong understanding of financial statements and ratios.
• Detail-oriented with strong analytical skills.

Responsibilities

• Review and analyze credit proposals and financials.
• Conduct due diligence and creditworthiness assessments.
• Prepare credit reports with recommendations.

Skills

Financial analysis

Credit assessment

Communication

Problem-solving

Analytical skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

MS Excel

PowerPoint

Job description

Title: Credit Risk Analyst (UAEN)

Location: Dubai

About the Client

Our client, a prominent financial institution in Dubai, is seeking a Credit Risk Analyst to join their Risk Management team. This role focuses on evaluating credit proposals, monitoring portfolio risk, and ensuring compliance with internal policies and regulatory standards.

Key Responsibilities

• Review and analyze credit proposals, assessing financials, repayment capacity, and collateral adequacy.
• Conduct due diligence and creditworthiness assessments for individuals and corporate clients.
• Prepare detailed credit reports with recommendations.
• Assign risk ratings using internal scoring models and ensure compliance with credit policies and regulations.
• Support Credit Committee preparations and approvals.
• Monitor portfolio performance, identify early warning signals, and suggest risk mitigation measures.
• Prepare regular credit risk reports, dashboards, and Key Risk Indicators (KRIs).
• Ensure adherence to Central Bank regulations and assist with ICAAP, IFRS9, and stress testing data.
• Contribute to credit policy reviews and development of risk models and frameworks.
• Collaborate with Relationship Managers and business teams to ensure quality credit submissions and compliance.

Key Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field.
• 1–5 years’ experience in Credit Risk or Corporate Credit Analysis – fresh graduates with strong academics may be considered.
• Strong financial analysis and credit assessment skills.
• Good understanding of financial statements, ratios, and cash flow analysis.
• Proficient in MS Excel and PowerPoint; experience with risk systems is a plus.
• Knowledge of IFRS9, risk rating models, and credit regulations preferred.
• Detail‑oriented with strong analytical and problem‑solving skills.
• Excellent communication and report‑writing abilities.