Credit Risk Analyst

Talent Bridge HR Consultancy Dubai; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading consulting firm in Dubai is seeking a Credit Risk Analyst to conduct credit analysis and provide recommendations on risk mitigation. The ideal candidate will possess a degree in Finance or related fields, with 3 to 5 years of experience in credit risk, preferably in the trading or energy sectors. Strong analytical skills, proficiency in Excel, and fluent English are required. This position offers a competitive, tax-free salary and the opportunity for professional growth in a dynamic trading environment.

Benefits

Competitive salary package

Opportunity for international exposure

Professional growth opportunities

Qualifications

• 3 to 5 years of credit risk experience in trading companies, banks, or insurance firms.
• Exposure to energy sector preferred.
• Experience covering Africa, Asia, and Middle East regions is a major advantage.

Responsibilities

• Conduct in-depth credit analysis of trading counterparties.
• Provide recommendations on deal structuring and risk mitigation.
• Manage the credit approval process.
• Set internal credit ratings and limits.
• Prepare credit exposure reports.
• Collaborate with trading and support teams.
• Suggest improvements to existing risk processes.

Skills

Financial statement analysis

Risk management

Numerical accuracy

Microsoft Excel proficiency

Communication skills

Interpersonal skills

Influence without authority

Fluent English

Education

Degree in Finance, Business Administration, Accounting

Job description

Overview

Credit Risk Analyst Risk Management Specialist Credit Risk Officer Jobs in Dubai

Location: Dubai United Arab Emirates
Industry: Commodities Trading / Energy industry
Reports To: Risk Manager / Head of Credit Risk
Salary (tax-free): AED 25000 up to AED 35000/month

About the Role: Our client is seeking an experienced Credit Risk Analyst to provide independent and unbiased risk assessments of counterparties and transactions. The role involves analysing trading counterparties setting credit limits and providing recommendations to management on risk acceptance and mitigation strategies. This is a hands-on role that requires strong analytical skills financial acumen and the ability to work closely with trading desks and support functions.

Responsibilities

• Conduct in-depth credit analysis of trading counterparties and monitor industry news and alerts that could impact credit portfolios.
• Provide recommendations on deal structuring and risk mitigation measures.
• Manage the credit approval process with detailed justifications and timely decision-making.
• Set internal credit ratings and limits; conduct regular reviews of exposures.
• Ensure counterparty risk is managed in line with company policies and credit appetite.
• Prepare and review credit exposure reports addressing overdue accounts and policy breaches.
• Support trading desks with guidelines to ensure compliance with credit policies.
• Review contracts to ensure alignment with approved risk terms.
• Collaborate with trading and support teams to build strong partnerships and facilitate risk management.
• Proactively suggest improvements to existing risk processes and controls.
• Contribute to departmental projects and initiatives as assigned.

Qualifications

• Degree in Finance Business Administration Accounting or related discipline.
• 3 to 5 years credit risk experience in trading companies banks or insurance firms (exposure to energy sector preferred).
• Strong knowledge of financial statement analysis and credit assessment.
• High numerical accuracy and proficiency in Microsoft Excel.
• Strong written and verbal communication skills; ability to present findings clearly to senior management.
• Proven interpersonal and relationship-building skills.
• Self-starter with the ability to take ownership of tasks and challenges.
• Ability to influence without direct authority.
• Fluent in English (written and spoken).
• Experience covering Africa Asia and Middle East regions is a major advantage.
• Coding/programming skills are a plus.

Benefits

• Competitive salary package (tax-free based on experience). Please fill in your expectation in the application.
• Opportunity to work in a dynamic trading environment with international exposure.
• Professional growth and career advancement opportunities.

Similar Job Titles in Dubai

• Credit Risk Analyst
• Risk Management Officer
• Counterparty Risk Analyst
• Credit Risk Specialist Trading

To Apply

Please fill in all the fields and submit your CV to this job post.

About Us

Talent Bridge HR Consultancy is a Headhunting Company in Dubai specializing in Executive Search in Dubai. Your trusted Recruitment Agency in Dubai for hiring the best Talent in Dubai. International Recruitment Consultancy in Dubai.