Credit Controller

Uniestate Properties; Ras Al Khaimah; On-site; AED 120,000 - 200,000; Full time

Job summary

A real estate company in Ras Al Khaimah is seeking an experienced professional to manage credit checking processes and compliance. The ideal candidate will hold a bachelor's or master's degree in finance or accounting, with over three years of experience in credit checking preferably within the real estate sector. Key responsibilities include evaluating customer credit statuses and ensuring all compliance requirements are met while maintaining expertise in related business operations.

Qualifications

• 3+ years of experience in credit checking and/or compliance, preferably in real estate sector.

Responsibilities

• Acquire and maintain expertise in Uniestate’s business.
• Evaluate a potential customer’s credit status and set appropriate credit limits.
• Prepare and update credit and customer due diligence procedures.
• Provide information to auditors during AML audits.

Skills

Real estate sales and customer management

Credit checking and reporting

Anti Money Laundering (AML) and central bank / regulator’s requirements

Education

Bachelor’s or master’s degree in finance or accounting

Job description

Key Roles & Responsibilities:

• Acquire and maintain expertise in Uniestate’s business, including its structure, departmental roles and responsibilities and operations, applying this knowledge in all decisions.
• Maintain expertise in rental and property sales processes.
• Maintain expertise in bank / financing company requirements for credit and customer due diligence (e.g., KYC).
• Implement policies concerning credit checking and compliance.
• Prepare and update credit and customer due diligence and compliance procedures.
• Identify own learning and development needs and ensure that they receive the required training, experience and learning to execute their roles effectively.
• Evaluate a potential customer’s credit status, ensuring appropriate credit limits are set and maintained.
• Apply results of credit risk assessment to prepare credit risk reports for potential buyers and commercial / retail renters.
• Apply results of credit checks to determine payment terms that buyers may be offered.
• Send customer due diligence reports to Sales Team.
• Maintain compliance register (e.g., sources of funding from customers).
• Provide information to auditors during AML audits.

Qualifications and Requirements:

• Bachelor’s or master’s degree in finance or accounting is a must
• 3+ years of experience in credit checking and / or compliance, preferably in real estate sector.

Skills

• Real estate sales and customer management
• Credit checking and reporting
• Anti Money Laundering (AML) and central bank / regulator’s requirements