Vice President, Credit Control

Hong Leong Finance Limited; Singapore; On-site; SGD 100,000 - 125,000; Full time

Job summary

A leading finance company in Singapore is seeking a Vice President for its Credit Control Department. The role involves credit underwriting for loan applications and evaluating loans for approval. The ideal candidate should have a Bachelor's degree and at least 8 years of credit risk experience in the finance industry. Strong analytical skills and proficiency in report generation using MS Office are essential. This position offers a competitive salary package, including an annual and variable bonus.

Benefits

Competitive salary

Annual bonus

Variable bonus

Qualifications

• At least 8 years credit risk-related experience in the finance industry.
• Well-versed in financial loan products.
• Some knowledge in credit program lending is preferred.

Responsibilities

• Credit underwriting for loan applications from consumers and SMEs.
• Evaluate and recommend loans for approval.
• Ensure credit decisions reflect the FI's credit underwriting standards.
• Conduct portfolio reviews on loan portfolios.
• Provide studies on lessons learnt on non-performing loans.

Skills

Analytical skills on financial statements

Ability to produce reports using MS Office and pivot tables

Articulation of credit judgement

Education

Bachelor's degree

Job description

About Hong Leong Finance

Hong Leong Finance is Singapore’s largest finance company and a member of the Hong Leong Group. With over 60 years of financial services experience, we serve both consumers and SMEs through 28 branches and 12 SME Centres across the island.

We are currently seeking dynamic individuals to join our Credit Control Department as Vice President.

Responsibilities

• Credit underwriting for loan applications from consumers (HDB, Housing and Motor Vehicle), SMEs and corporate companies
• Evaluate and recommend loans for approval
• Ensure credit decisions are sound and reflect the FI’s credit underwriting standards, policies, risk appetite and meet local regulatory requirements
• Recommend pre-emptive actions on vulnerable accounts identified by our early warning framework
• Conduct portfolio review on our loan portfolios
• Provide study on lessons learnt on non-performing loans or first payment default accounts
• Some knowledge in credit program lending will be preferred
• Lead or participate in ad hoc projects

Requirements

• Bachelor's degree with at least 8 years credit risk related experience in finance industry
• Well-versed in financial loan products
• Strong in analytical skills on financial statement
• Able to produce reports using MS Office and pivot table
• Good in articulation of credit judgement

The successful candidate can expect a competitive package that includes an attractive basic salary, annual bonus and variable bonus. Please submit your detailed resume, including expected salary and contact number.

(We regret that only short-listed candidates will be notified)