Senior Officer / Manager, Credit Reviewer - United Overseas Bank

United Overseas Bank Limited (UOB); Singapore; On-site; SGD 40,000 - 60,000; Full time

Job summary

A leading bank in Asia is seeking a Credit Reviewer to prepare, review, and analyze mortgage applications. The role involves liaising with various stakeholders, ensuring compliance, and conducting credit evaluations. Ideal candidates should have 1-2 years of banking experience, proficiency in Microsoft Excel and PowerPoint, and strong analytical and communication skills. This position offers an opportunity to be part of a dynamic banking team committed to excellence.

Qualifications

• Minimum 1-2 years of banking experience, preferably in mortgages.
• Aptitude in software programs with proficiency in Microsoft Excel and PowerPoint.
• Knowledge of real estate industry and mortgage regulations.

Responsibilities

• Prepare and analyze mortgage applications.
• Liaise with stakeholders for documentation and rectifications.
• Comply with documentation checks on mortgage applications.

Skills

Credit analytical skills

Interpersonal skills

Proficient in Microsoft Excel

Attention to detail

Written and verbal communication skills

Education

University-Bachelor

Tools

Microsoft PowerPoint

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Job Description for Credit Reviewer

• Prepare, review, analyze and make recommendations for mortgage applictions (including new, restructures and others)
• Liaise with stakeholders (including Sales staff, mortgage relations staff, Credit Operation staff) for documentations and rectifications.
• Compliance and documentation checks on mortgage applications
• Review property valuation reports
• Credit evaluation and follow up on post disbursement issues, other miscellaneous requests.

Qualifications/requirements

• Minimum 1-2 years of banking experience (preferably in mortgages)
• Aptitude in software programs and well verse in Microsoft programs especially Excel and PowerPoint
• Knowledgeable in real estate industry, real estate current affairs and economic outlook
• Conversant in real estate and mortgage loans regulations
• Good credit analytical skills, meticulous and attentive to details
• Good written and verbal communication skills
• Good attitude and interpersonal skills, able to interact professionally and manage objections effectively
• Able to work independently, fast learner and able to work as a team.

Additional Requirements

University-Bachelor

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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