Senior Associate / Associate, Credit Cards - Product Management & Business Planning, Payment & [...]

300005 Chief Executive's Office_00002555; Singapore; On-site; SGD 70,000 - 90,000; Full time

Job summary

A leading bank in Asia is seeking to fill the role of Senior Associate / Associate in Credit Cards Product Management and Business Planning. This position requires a strong financial management background, excellent analytical skills, and experience in the payments industry. The successful candidate will support budgeting and forecasting, analyze performance data, and enhance operational processes. Strong interpersonal and communication skills are essential as you will collaborate with diverse teams. This role offers a chance to drive key projects and improvements in the banking sector.

Qualifications

• Minimum 5-8 years of relevant experience in financial management or analytics.
• Strong knowledge of the payment landscape and banking in Singapore.
• Experience in financial institutions and understanding of domestic payment products.

Responsibilities

• Support forecasting and budgeting for Credit Cards business.
• Analyze payment volume and customer spending to optimize strategies.
• Enhance business performance tracking and streamline reporting processes.
• Lead projects and initiatives related to credit card offerings.
• Conduct risk assessments and manage reviews.
• Support daily operation duties and perform ad-hoc analyses.

Skills

Financial management

Data analytics

Excel proficiency

Qlikview

Communication skills

Interpersonal skills

Education

Degree in business analytics/Banking/Accounting/Finance

Tools

Power BI

Job description

Job Description - Senior Associate / Associate, Credit Cards - Product Management & Business Planning, Payment & Platform, Consumer Banking Group (WD71783)

Job Description

Senior Associate / Associate, Credit Cards - Product Management & Business Planning, Payment & Platform, Consumer Banking Group - ( WD71783 )

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

About This Role

This role will be part of the dynamic team to support the Card Strategy & Planning team in Payments and Platform under Consumer Banking Group. You will be partnering closely with all the key stakeholders across the department, to support our business functions and oversee key projects.

Responsibilities

• Forecasting & Budgeting: Support the Credit Cards business in the yearly forecasting and budgeting exercise. Leverage data analytics to build robust financial models, data simulation and scenarios modelling. Work closely with stakeholders to gather inputs and create compelling management deck that presents key insights.
• Performance Analysis: Drive analysis on cards payment volume, customer spend & portfolio level data to deliver insights. This includes core value product competitive analysis, market share tracking & identifying opportunities to grow payment volume, margins & acquisitions.
• Operational efficiency & Process improvement: Responsible for upkeep and maintenance of business performance models/tracker, continuously enhance existing models that facilitate the management review; streamline and drive automation in reporting process to drive operational efficiency.
• Managing through Journey (MtJ): Lead the Cards MtJ cadence & drive discussion around key strategic focus areas & performance management metrics. Facilitate MtJ scorecard updates & artifacts for program office.
• Project Support: Support in execution of short and long-term strategic projects/initiatives, i.e: AIML business modelling & outcome analysis.
• Risk Management: Coordinate Risk Control Self-Assessment (RCSA) review & submission across Credit Card business. Conduct quarterly reviews and monitor for any potential rewards gaming activities.
• Supports other BAU job duties such as maintaining the testing roster & campaign resource prioritization across cards. Adhoc data extraction, analysis & reporting relating to Credit Cards business.

Qualification and Technical Skills Requirements

• Degree holder in business analytics/Banking/Accounting/Finance, or a similar field, with at least 5-8 years of relevant working experience
• Strong knowledge in financial management, planning, and analytics
• Experience in a financial institute or in the payments industry is advantageous.
• Possesses good understanding of banking and the payment landscape in SG
• Understand and aware of domestic payment products and our relevant competitors, as well as the alternate products offered by such competitors
• Ability to anticipate changes in financial landscape and capitalise it to improve domestic payment experience for consumers
• Excellent and highly proficient in excel and powerpoint
• Proficient in BI tools (Qlikview, Qlik sense)

People Skills Requirements

• Proven ability to multi-task, work under pressure and meet tight deadlines
• Strong interpersonal and time management skills. Ability to deal with diverse stakeholders across business and technology
• Can-do attitude. Keen to learn. Ability to quickly pick-up business domain knowledge as well as data related technical skills
• Strong communication and presentation skills. Be able to explain a design or a scenario to a wide range of audience from different backgrounds.
• Strong troubleshooting skills and the ability to think outside of the box
• Note: This job description acts as a guideline and the duties are not limited to the above.