Relationship Manager

RESONA MERCHANT BANK ASIA LIMITED; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A corporate banking institution in Singapore is seeking a Relationship Manager to manage and develop client relationships, focusing on credit-related activities. The ideal candidate will possess a bachelor's degree, have a minimum of 2 years of relevant experience, and be proficient in both English and Japanese. Key responsibilities include preparing credit requests, coordinating with clients, and conducting regular reviews of credit portfolios, ensuring compliance with regulatory standards.

Qualifications

• Minimum of 2 years of experience in relationship management in corporate banking.
• Strong understanding of corporate banking products, credit assessment, and risk management principles.
• Ability to work independently and collaboratively in a team-oriented environment.

Responsibilities

• Manage and develop relationships with existing and prospective corporate clients.
• Prepare credit reviews and approval requests for submission to the Credit Committee.
• Monitor assigned portfolio performance and support credit and risk management activities.

Skills

Proficiency in English

Proficiency in Japanese

Interpersonal skills

Communication skills

Analytical skills

Education

Bachelor's degree in Finance / Accounting or Business Administration

Job description

Job Description

We are seeking a Relationship Manager to manage and develop client relationships, with a focus on credit-related activities, client engagement, and regulatory compliance. The role involves close coordination with internal stakeholders to support credit approvals, portfolio management, and business development initiatives.

Key Responsibilities

• Manage and develop relationships with existing and prospective corporate clients, including ongoing engagement for credit facilities, loan renewals, and new financing transactions.
• Prepare credit reviews, credit approval requests, and credit memorandums for new and existing credit facilities, ensuring timely submission to the Credit Committee.
• Coordinate with borrowers and head office to obtain financial and non-financial information required for credit approval, renewal, and credit monitoring.
• Conduct regular client interviews and meetings (face-to-face or via video conferencing) to obtain business updates, assess credit risk, and support loan renewals and new credit applications. Prepare call reports after meeting with clients.
• Provide interpretation and translation support between Japanese and English for client engagements and business documentation, where required for work purposes.
• Monitor assigned portfolio performance and support ongoing credit and risk management activities in collaboration with internal stakeholders.
• Maintain proper client records and credit files in compliance with internal policies and regulatory requirements.
• Participate in reviewing and improving departmental workflows and processes.
• Perform Anti-Money Laundering (AML), KYC, and related compliance checks in accordance with regulatory standards.
• Perform other ad hoc duties as assigned.

Requirements

• Bachelor's degree in Finance / Accounting or Business Administration
• Minimum of 2 years relevant experience in relationship management in corporate banking.
• Proficiency in English and Japanese, both written and spoken, to support business communication with Japanese-speaking clients and stakeholders.
• Strong understanding of corporate banking products, credit assessment, and risk management principles.
• Good interpersonal, communication, and client management skills.
• Strong analytical skills with attention to detail and ability to meet deadlines.
• Ability to work independently and collaboratively in a team-oriented environment.