Payments Functional SME

EXCELTECH COMPUTERS PTE. LTD.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

A leading technology firm is seeking a seasoned professional to lead functional requirements and implementation for a Payments platform in Singapore. The ideal candidate will have over 20 years of experience in roles like business analysis and solution design, with significant exposure to Payments Systems, especially Finastra GPP. A strong understanding of ISO 20022, coupled with the ability to manage risks and work collaboratively with internal and external stakeholders, is essential. This role offers an opportunity to drive technological innovation and enhance banking systems.

Qualifications

• 20+ years of experience in functional roles including business analysis and solution design.
• Experience working on Payments Systems, ideally with Finastra GPP.
• Bachelor's degree in Computer Science or related field is required.

Responsibilities

• Analyze business requirements and convert to technical requirements.
• Collaborate with vendors and stakeholders on solution design.
• Identify and mitigate operational and technical risks during the project.

Skills

Business analysis

Solution design

Integration

Payments Systems experience

Risk management

Stakeholder management

ISO 20022 knowledge

Education

Bachelor’s or Master’s degree in Computer Science

Tools

Finastra GPP

SWIFT

Job description

Key Responsibilities

Functional Leadership

• Analyze the business requirements and convert them to technical requirements for the Payments platform implementation, ensuring alignment with enterprise architecture, IT standards and business objectives.
• Be the “go to” person for all functional needs for the requirements.
• Be a trusted advisor for business stakeholders on the functional implementations.
• Establish and enforce governance needs, compliance with security, scalability and performance requirements.

Solution Design, Development and Integration

• Be part of the solution design and development discussions. Provide inputs for the seamless integration with vendor solutions like Finastra GPP and with bank’s core and downstream systems like CASA / Trade Finance / Lending / Markets.
• Take ownership for the data models and dictionaries between systems for the appropriate integration.
• Have a complete control on the requirements for the integrations with third-party Payment systems and regulatory systems.
• Support system migration, ensuring minimal disruption and data integrity during transitional phases.
• Collaborate with vendors, internal IT teams, and stakeholders to provide the required solutions and troubleshoot issues wherever applicable.

Risk and Quality Management

• Identify and mitigate operational and technical risks throughout the project lifecycle, ensuring high-quality deliverables that meet business and regulatory requirements.
• Conduct configuration reviews and performance tuning to ensure robust and scalable implementations.

Stakeholder and Vendor Management

• Work closely with business stakeholders, IT teams, and vendors to ensure alignment between technical and business objectives.
• Act as the primary liaison between internal teams and platform vendors, ensuring smooth integration and issue resolution.
• Provide functional insights and updates to senior management, supporting strategic decision-making and project governance.

Continuous Improvement

• Stay updated with emerging industry trends, driving innovation in technology and core banking systems.
• Document best practices, functional standards, and lessons learned to support future implementations and organizational knowledge sharing.

Key Skills and Qualifications

Education

• Bachelor’s or Master’s degree in Computer Science, Information Technology, or a related field.

Certifications

• Any cloud certifications could be added advantage (AWS or Azure)
• SWIFT Certifications if any, for instance, ISO 20022, could be value add.
• Other Product Certifications will be advantageous.

ISO 20022 Knowledge

• ISO 20022 knowledge on the message formats for SWIFT.
• Hands on experience working with both MT and MX message details and nuances.

Years of Experience

• 20+/15+ years of experience in functional roles, including business analysis, test case review, solution design, integration, and implementation.
• 15+/10+ years of experience working on Payments Systems (Experience in working with Finastra GPP will be added advantage).
• Experience on CASA / Trade Finance / Lending / Markets would be added advantage.