Operations Middle Office, Analyst/ Associate

BANCO BILBAO VIZCAYA ARGENTARIA, S.A.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading international bank in Singapore seeks an experienced Trade Finance professional to join their Operations Middle Office team. This role involves managing customer enquiries, processing trade finance documents, and handling loan administration tasks. The ideal candidate will have 6-8 years of relevant experience, a degree in a related field, and strong knowledge of banking regulations. This position also requires excellent interpersonal skills and the ability to work in a diverse environment.

Qualifications

• 6-8 years hands-on experience in Trade Finance is required.
• Experience in Loan administration is needed.
• Knowledge of UCP600 & ISBP is essential.

Responsibilities

• Handle customer enquiries regarding trade finance transactions.
• Review Midas system transactions and reconciliations.
• Prepare reports required for regulatory or internal purposes.

Skills

Trade Finance expertise

Loan administration experience

Fluent in English

Mandarin communication skills

Education

Bachelor Degree or Diploma in Banking / International Trade / Business Administration / Finance

Tools

Midas system

Excel

Word

Job description

Job Purpose & Objectives

Work in the Operations Middle Office team in Singapore which handles predominantly Trade Finance, Guarantees, Loans and some Remittances;

Key Responsibilities

• To handle customer enquiries regarding mainly trade finance transactions; liaise with counterparties regarding documents’ discrepancies after checking by Hub/ back office.
• Remit Trade Finance documents and processing of loans (mainly trade-related loans);
• Review of Midas system transactions and reconciliations after input by Hub;
• Prepare/check Guarantees Letters / fees invoices etc
• Funding for loan drawdown and rollover;
• Prepare instructions for Loans/Guarantees/Trade Finance for input by Hub;
• Setup/ create customer record in Midas and input all authorized signatories/ directors/ beneficiary owners;
• Download SWIFT AMH messages;
• Perform market price checks and enquiry in Trade Finance Registry;
• Check account opening forms and documents;
• Handle remittances & provide month-end bank statements to customers;
• Follow up un-reconciled Nostro items with counterparties;
• Prepare reports required for regulatory or internal purpose;
• Handle audit confirmation requests from customers;
• Assist on World-check and FIRCO checks as and when required;
• Assist on other duties/ reports or back-up functions as assigned by the Head of Production Management.

Qualification & Experience

• At least 6 - 8 years hands-on experience in Trade Finance;
• Experience in Loan administration;
• Bachelor Degree or Diploma in Banking / International Trade / Business Administration / Finance or similar.

Knowledge & Skills

• UCP600 & ISBP knowledge required.
• Able to handle full set of Import/ Export documents including LC and all related document checking, financing, discounting, advising, collection, SBLC etc.
• Good knowledge and familiarity with Singapore banking regulations/ practices and regulatory reporting requirements.
• PC skills – words, excel etc.
• Experience with transition to new system or project handling will be advantageous.

Language

• Fluent in written and spoken English. Ability to converse in Mandarin is preferred.

Other Skills (e.g. Interpersonal, Communication etc)

• Strong interpersonal and communication skills;
• Customer-oriented;
• Well-organized and meticulous/ keen eyes for details;
• Self-motivated and ability to work in a multi-cultural environment;
• Strong team player with ability to work independently;
• Ability to work under pressure.

If you are interested in applying for this role, please email your full CV to [e-mail]