Head of Risk

GO-JEK SINGAPORE PTE. LTD.; Singapore; On-site; SGD 150,000 - 200,000; Full time

Job summary

A leading financial services firm in Singapore seeks a Head of Risk Management to lead initiatives in consumer lending. Ideal candidates have over 15 years of experience, with a proven track record in balancing growth and risk. Strong analytical and stakeholder management skills are essential. This position plays a key role in driving change and embedding a robust risk culture within the organization.

Qualifications

• 15+ years of risk management experience in lending, with at least 5 years in a leadership role.
• Strong understanding of the lending lifecycle and key risk metrics.
• Deep experience in credit policy and underwriting frameworks.

Responsibilities

• Drive change and build governance in a fast-growing organization.
• Embed risk culture and manage risks effectively.

Skills

Analytical skills

Stakeholder management

Communication skills

Education

Bachelor’s degree in Finance, Economics, Statistics, Engineering or related field

Master’s preferred or relevant risk/finance certifications (e.g., FRM, CFA)

Tools

SQL

Python/R

Job description

• Bachelor’s degree in Finance, Economics, Statistics, Engineering or related field; Master’s preferred or relevant risk/finance certifications (e.g., FRM, CFA) a plus.
• 15+ years of risk management experience in consumer lending / unsecured lending / digital lending business (or equivalent), with at least 5 years in a leadership role.
• Strong understanding of the lending lifecycle and key risk metrics.
• Deep experience in credit policy, underwriting frameworks, scorecards, behavioural modelling, collections strategy.
• Strong analytical skills, comfortable with data (SQL, Python/R, or risk analytics toolsets)
• Excellent stakeholder management and communication skills — able to engage business, product, data, operations and senior management.
• Proven track record of balancing growth and risk in a high-velocity lending environment.
• Ability to drive change, build governance, and embed risk culture in a fast-growing organisation.