Deputy Head of Regional Credit - Financial Industry Up to 15k (ID:691964)

PERSOL; Singapore; On-site; SGD 120,000 - 150,000; Full time

Job summary

A financial services company in Singapore is seeking a seasoned professional for a senior credit analyst role. The successful candidate will leverage over 10 years of experience to structure and negotiate complex financing solutions while mentoring junior analysts. You will present credit recommendations to stakeholders and ensure compliance with risk policies. Excellent communication skills and a solid foundation in accounting principles are essential for this fast-paced environment.

Qualifications

• Minimum 10 years of relevant experience in credit and lending.
• Strong foundation in accounting principles and credit analysis.
• Proven track record in structuring complex credit transactions.
• Excellent written and verbal communication skills.
• Experience leading and developing junior team members.

Responsibilities

• Serve as a trusted partner in structuring financing solutions.
• Conduct comprehensive credit analysis across multiple jurisdictions.
• Provide clear credit recommendations for approval.
• Draft and review key credit documents.
• Mentor junior credit analysts and guide them.

Skills

Credit analysis

Negotiation skills

Accounting principles

Communication skills

Risk mitigation

Mentoring

Job description

Responsibilities

• Serve as a trusted partner in structuring and negotiating financing solutions alongside client-facing teams.
• Conduct comprehensive credit analysis spanning multiple jurisdictions, assessing financial statements, cash flows, collateral, and risk mitigants.
• Provide clear and well-supported credit recommendations for approval by the credit committee.
• Draft, review, and negotiate key credit documents, ensuring compliance with established risk policies and regulatory standards.
• Act as deputy to the Head of Regional Credit, ensuring seamless decision-making and execution in their absence.
• Mentor and guide junior credit analysts, promoting high standards of credit assessment and reporting.
• Assist with ongoing portfolio monitoring, ensuring covenant compliance and early identification of risks.
• Collaborate with internal stakeholders, including Legal, Compliance, and Finance, on various projects and initiatives.

Requirements

• Minimum 10 years of relevant experience in credit and lending, with a preference for candidates at the Vice President/Senior Vice President level.
• Strong foundation in accounting principles and credit analysis, capable of understanding the implications of differing accounting standards on credit risk.
• Proven track record in structuring and evaluating complex credit transactions, including bespoke financing solutions.
• Familiarity with loan documentation and security structures throughout various jurisdictions in the region.
• Demonstrated ability to present independent credit assessments and suggest effective risk mitigation strategies.
• Excellent written and verbal communication skills, able to explain and share credit perspectives confidently to stakeholders.
• Effective in a fast-paced, multicultural environment, with adeptness in professional engagement.
• Experience in leading and developing junior team members is essential.