CREDIT RISK MANAGER

SHANGHAI PUDONG DEVELOPMENT BANK CO., LTD. Singapore Branch; Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

A leading banking institution is seeking a Credit Risk Manager in Singapore to assess client credit worthiness and support the Risk Management Department. Ideal candidates should have at least 10 years of relevant experience, strong communication skills in Mandarin, and expertise in IT systems implementation related to risk management. This role involves reviewing credit proposals, conducting credit reviews, and participating in system implementation. Candidates must be detail-oriented and able to meet strict deadlines.

Qualifications

• Minimum 10 years of directly relevant working experience in similar capacity.
• Strong prior IT systems implementation experience in risk management/credit risk related systems.
• Experience in system testing and implementation, project management is advantageous.

Responsibilities

• Independently review credit proposals and transaction requests.
• Assist in maintaining the quality of credit proposals and conducting reviews.
• Participate in system implementation work and user-acceptance testing.

Skills

Strong communication in Mandarin

Customer service skills

Problem solving skills

Change management

Ability to work under pressure

Education

Degree holder

Tools

Risk management systems

IT systems implementation

Job description

Job Description

The primary responsibility of the Credit Risk Manager is to assess the credit worthiness of the client / potential client and to determine the likelihood that they will honour their financial obligations. This role is responsible for providing full support and accountability to the Risk Management Department in the areas of Credit Risk management for corporate clients and high net-worth clients.

Key Responsibilities

1. Independently review the credit proposals / transaction requests to ensure that it is in line with the Bank’s appetite, internal credit policies & adherence to related regulatory requirements.
2. Assist the Risk Management Department in:
   • maintaining the quality of the credit proposals, ensuring accuracy of information and in-depth analysis; proactively identifying potential risk concerns and highlight mitigating actions;
   • conducting quarterly / half-yearly / yearly credit reviews on the existing clients;
   • regular monitoring of health of the portfolio, and to take proactive actions to control the risks.
3. Participate in the department’s system implementation work, including participating in user requirement gathering and systems user-acceptance testing.
4. Complete any other assigned tasks and projects as required by the department.

Knowledge & Experience Required

• Degree holder with minimum 10 years of directly relevant working experience in similar capacity.
• Must have strong ability to communicate in Mandarin, due to job requirement, and writing Chinese reports.
• Must have strong prior IT systems implementation experience in risk management / credit risk related systems.
• Good customer service skills.
• Meticulous and good problem solving skills.
• Experience in change management, system testing and implementation and project management will be an added advantage.
• Able to work under pressure and meet strict deadlines.
• Self-motivated, self-disciplined, organized, responsible, meticulous and able to multi-task.