Credit Analyst

SING INVESTMENTS & FINANCE LIMITED; Singapore; On-site; SGD 40,000 - 60,000; Full time

Job summary

A trusted finance company in Singapore is seeking a Credit Analyst to perform credit evaluations and risk analysis for borrowers, conduct KYC checks, and prepare related reports. Ideal candidates have a diploma in relevant fields and at least one year of experience in credit or SMEs lending. Strong analytical and report writing skills are essential. This role offers opportunities for training and career growth.

Qualifications

• Minimum 1 year of experience in credit or SMEs lending.
• Good foundation in accounting, economics, and statistics.
• Meticulous and analytical with good report writing skills.

Responsibilities

• Perform credit evaluation and risk analysis of borrowers.
• Conduct KYC, AML Checks, and prepare credit-related reports.
• Undertake ad hoc projects as assigned.

Skills

Credit evaluation

Risk analysis

Proficient in Excel

Report writing

Team player

Education

Minimum diploma in accounting, business, banking, or finance

Degree in banking and finance, business, or economics

Job description

Credit Analyst

About The Company

Sing Investments & Finance Limited (SingFinance) has 60 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore’s trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities

• To perform credit evaluation and risk analysis of Corporate and Individual Borrowers;
• To perform annual and periodic review of loans portfolio, product manual, reports etc;
• Conduct KYC, AML Checks, financial spreading, preparation of credit related reports etc;
• Undertake adhoc projects as assigned by Head of Department;

Requirements

• Candidates who possess a minimum diploma in accounting, business, banking and finance with minimum 1 year of experience (credit or SMEs lending) in preparing financial spreadsheet, originating credit proposal and preparing related reports etc with good foundation in accounting, economics, statistics will be desirable;
• Candidates with degree in banking and finance, business and economics may apply;
• Good understanding of property and motor vehicle market will be an added advantage;
• Meticulous, analytical, details, good report writing skills, proficient in words, excel etc;
• Familiar with consumer banking i.e. MAS 825, 829, 831 etc;
• Good team player, proactive and keen learner;
• Relevant training will be provided;

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.