Business Analyst - Payments / FinTech

Space Executive; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

A leading financial technology firm in Singapore is seeking an experienced techno-functional business analyst to bridge business needs and technology delivery. The role involves working closely with multiple teams to gather and document requirements, analyze payment processes, and ensure compliance in a regulated environment. Candidates should have over 5 years of experience in FinTech, a strong understanding of payments, and a familiarity with Agile methodologies. This position offers the opportunity to work on mission-critical financial infrastructure in a dynamic and growth-oriented culture.

Benefits

High ownership and visibility

Collaborative culture

Opportunity to build critical infrastructure

Qualifications

• 5+ years of experience as a Business Analyst in FinTech or related fields.
• Strong understanding of payments, wallets, and cross-border transfers.
• Experience working in regulated environments like MAS and AML/CFT.

Responsibilities

• Interface between product, engineering, compliance, and client teams.
• Translate complex business and regulatory requirements into specifications.
• Analyse payment flows and identify process inefficiencies.
• Produce and maintain documentation for traceability in delivery.

Skills

Business Analysis

Technical Analysis

Stakeholder Management

SQL

Agile Methodologies

Problem-Solving

Tools

APIs (REST/JSON)

Financial Software

Job description

Our client is a MAS-regulated digital payments platform enabling businesses to build, launch, and scale secure digital payment and digital asset solutions. Operating across payments, wallets, cross-border transfers, and digital assets, they provide an end-to-end platform that combines technology, compliance, and operational resilience in a highly regulated environment.

As they continue to grow, they are now looking for a techno-functional business analyst to play a critical role in bridging business needs, regulatory requirements, and technology delivery.

About The Role

You will act as a key interface between product, engineering, compliance, operations, finance, and client teams, translating complex business and regulatory requirements into clear functional and technical specifications.

This is a hands-on role where you’ll be involved end-to-end — from requirements gathering and solution design through to UAT and post-implementation support.

Your day-to-day responsibilities will include

Business & Functional Analysis

• Work closely with Product, Operations, Compliance, Finance, and Client teams to gather and document requirements
• Translate regulatory, operational, and client needs into functional specs, user stories, and acceptance criteria
• Analyse end-to-end payment flows including collections, payouts, FX, settlement, reconciliation, and exceptions
• Identify process gaps, risks, and inefficiencies, proposing pragmatic, compliant solutions

Technical & System Analysis

• Partner with engineers on technical designs, APIs, integrations, and data models
• Contribute to architecture discussions to ensure solutions are scalable, secure, and compliant
• Perform data analysis using SQL or similar tools for validation, investigations, and reporting
• Support integrations with banks, PSPs, blockchain networks, and KYC/KYT vendors

Delivery & Stakeholder Management

• Support Agile delivery including backlog grooming, sprint planning, and prioritisation
• Lead and participate in UAT planning, test scenario creation, and defect triage
• Ensure MAS, AML/CFT, KYT, and transaction monitoring requirements are embedded into system design
• Communicate clearly across technical and non-technical stakeholders

Documentation & Governance

• Produce and maintain BRDs, FRDs, user stories, process flows, and system diagrams
• Ensure full traceability from business requirements to technical delivery and testing
• Support audits and regulatory reviews with clear, structured documentation

Qualifications

• 5+ years of experience as a Business Analyst / Techno-Functional Analyst in FinTech, payments, banking, or financial services
• Strong understanding of payments, wallets, cross-border transfers, FX, reconciliation, or digital assets
• Experience working in regulated environments (e.g. MAS, AML/CFT)
• Solid grasp of system architecture, APIs (REST/JSON), databases, and data flows
• Hands‑on experience producing functional specs and supporting technical solution design
• Familiarity with Agile / Scrum
• Strong analytical, problem‑solving, and stakeholder management skills
• Comfortable working in a fast‑paced, evolving, startup‑style environment

Nice-to-Have

• Exposure to blockchain, digital payment tokens, or crypto‑related flows
• Experience with KYC/KYT, transaction monitoring, or fraud systems
• Knowledge of regional payment schemes or cross‑border banking integrations
• Experience supporting platform scaling or greenfield builds

What’s in it for you?

• Work at the intersection of payments, technology, and regulation
• High ownership and visibility across business and engineering teams
• Opportunity to build and scale mission‑critical financial infrastructure
• Collaborative, pragmatic, and growth‑oriented culture in a regulated fintech environment