Underwriter – Motor Fleet

QBE Europe; Chelmsford; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading insurance provider seeks an experienced Underwriter for their Motor Fleet team in Chelmsford. This role provides an opportunity to underwrite insurance risks, develop client relationships, and strategically influence business objectives. Ideal candidates will have solid experience in motor underwriting, strong analytical skills, and the ability to analyze data effectively. The company offers flexible working conditions, competitive benefits, and a supportive environment for professional growth.

Benefits

30 days holiday with the option to purchase additional days

Flexible working opportunities

Pension plan with employer contributions

Qualifications

• Proven experience in Motor underwriting within the insurance industry.
• Strong understanding of profit drivers and strategic decision-making.
• Proficiency in Excel and underwriting tools.

Responsibilities

• Underwrite insurance risks in accordance with the Business Plan.
• Build and maintain strong relationships with stakeholders.
• Participate fully and use your expertise to shape and develop strategy.

Skills

Analytical Thinking

Communication

Negotiation

Insurance Underwriting

Risk Management

Tools

Excel

Job description

Primary Details Time Type: Full time Worker Type: Employee

Underwriter – Motor Fleet

Role Highlights

• London with hybrid working
• We empower our Underwriters to use their subject matter expertise and experience

The Opportunity

We have an exciting opportunity for an experienced Underwriter to join our Motor Fleet team in London.

This post focuses on new and existing business across a broad range of clients. This broker facing, customer focused role provides a brilliant opportunity to truly develop the portfolio and build out new business opportunities.

With exposure across complex, technical risks we empower our Underwriters to use their subject matter expertise and experience.

About QBE

At QBE, we get to the heart of what matters for our customers. And we do it all with a human touch.

We’re an international insurer with more than 13,000 people working across 26 countries – which means we’re big enough for your ambitions, yet small enough for you to make a real impact. It’s an exciting time. We’re building momentum towards our vision to become the most consistent and innovative risk partner.

What if you could have a positive impact – at work and in the world? As part of the QBE team, you’ll get to spend every day working with people who are passionate, talented and kind.

Your new role

• Underwrite insurance risks in accordance with the Business Plan and the personal authority to meet business objectives
• Build and maintain strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximise influence
• Develop relationships in line with the Business Plan to support the achievement of business objectives
• Understand and comply with QBE reinsurance strategy to minimise risk and deliver business plan objectives
• Participate fully and use your expertise to shape and develop strategy, knowledge and best practice
• Positively promote the department, division and company as a whole, in order to maximise brand leverage
• Actively keep abreast of market dynamics and demonstrate market cycle awareness to be able to operate effectively and appropriately

Having the right to work in the UK is a requirement for this role. QBE may consider sponsorship at its discretion.

About you

• Proven experience in Motor underwriting within the insurance industry, ideally within mid-market retail and wholesale.
• Strong understanding of profit drivers and strategic decision-making to support long-term growth.
• Proficiency in Excel and underwriting tools, with the ability to analyse data and modelled results.
• Solid grasp of legal, regulatory, and risk profiling requirements.
• Ability to lead by example, influence others, and negotiate effectively.
• Excellent prioritisation, interpersonal, and programme design skills.

Benefits

We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from:

As well as the benefits below we also offer an extensive choice of other options to suit you!

• 30 days holiday a year with the option to buy up to 2 additional days.
• Flexible working – balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours.
• Pension – you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.

Awards & Recognition

We value our employee’s experience with us and are proud to have been recognised for the following awards:

Insurance Post British Insurance Awards 2025:

• Winner: Commercial Lines Insurer of the Year
• Winner: ESG, Diversity, Equity and Inclusion Initiative of the Year

Working Dads Employer Awards 2023 Winner:

• Parental Policies Award

To learn more about our achievements, click Awards & Recognitions - QBE European Operations

Apply now and let’s make it happen!

If you’re looking for a career that combines your expertise and your empathy, click Apply today.

Your career. At the heart of it.

Skills: Analytical Thinking, Business Management, Communication, Critical Thinking, Customer Service, Detail‑Oriented, Financial Products, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, Policy Development, Portfolio Management, Risk Management, Stakeholder Management

How to Apply:

To submit your application, click “Apply” and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.