Underwriter (Buy-to-Let Finance)

Montpellier Resourcing; Leicester; On-site; GBP 55,000 - 65,000; Full time

Job summary

A specialist Property Lending company in Leicester seeks an experienced Underwriter to manage buy-to-let lending processes. You will analyze financial documents, manage loans, and support senior underwriters. Candidates must have experience in underwriting within buy-to-let finance and possess strong organizational and communication skills. This role requires 5 days a week in the office, offering a competitive salary and excellent bonus.

Benefits

Excellent bonus

Benefits package

Qualifications

• Must have underwriting experience within buy-to-let lending.
• Ability to assess and identify risks accurately.
• Strong written and verbal communication skills.

Responsibilities

• Conduct analyses of financial documents for lending decisions.
• Manage loan pipeline and conduct due diligence checks.
• Underwrite loan applications following credit risk policy.

Skills

Underwriting experience in buy-to-let lending

Attention to detail

Excellent communication skills

Strong MS Excel abilities

Organizational skills

Job description

Up to £65,000 plus excellent bonus and benefits

Please note, this role is 5 days a week in the office

Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending company in London. Specializing in buy-to-let finance, you will be working closely with clients, brokers, and internal teams to streamline the underwriting process. Candidates must have underwriting experience within buy-to-let lending and must be happy to work 5 days a week in the office.

Duties of the Underwriter (Buy-to-LetFinance) to include:

• Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed buy-to-let lending decisions.
• Manage a personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
• Review legal documents, valuation reports, and perform key checks (land registry, credit).
• Underwrite loan applications following credit risk policy, assess risks across the property cycle and borrower portfolios, and support decisions on loan values and terms.
• Present loan funding proposals to the Line Manager and assist senior underwriters with complex cases.
• Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines.
• Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
• Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
• Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
• Attend meetings, share best practices, and act as a company ambassador.

Requirements for the successful Underwriter (Buy-to-LetFinance):

• Previous experience working within Buy-to-Let Underwriting
• Strong attention to detail with ability to identify and assess risks accurately and effectively.
• Excellent communication abilities with strong written and verbal skills.
• Strong MS Excel abilities
• Excellent organisations skills and ability to prioritise and manage multiple tasks as part of a busy workload.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.