Specialist Underwriter

SS&C Technologies; Stirling; On-site; GBP 30,000 - 45,000; Full time

Job summary

A leading financial services firm in Stirling seeks a Specialist Underwriter to conduct medical risk assessments and make underwriting decisions for Discounted Gift Plans. This role requires strong analytical skills, attention to detail, and experience in financial services. Applicants should be proficient in Microsoft Office and demonstrate effective communication abilities. Join a company committed to diversity and excellence in client service.

Qualifications

• Strong customer focus with a commitment to delivering excellent service.
• Ability to follow detailed work instructions and perform effectively under close supervision.
• High attention to detail and a genuine interest in working with data.
• Demonstrated analytical, problem-solving, and decision-making abilities.

Responsibilities

• Evaluate clients’ medical information to determine life expectancy and insurability.
• Make accurate, fair, and timely underwriting decisions.
• Collaborate with actuarial and technical teams to calculate the present value for DGPs.
• Provide technical underwriting support to financial advisers and internal stakeholders.
• Ensure all underwriting decisions comply with regulations.
• Contribute to the development of underwriting processes.

Skills

Customer focus

Team player

Attention to detail

Analytical skills

Communication skills

Mathematical reasoning

Computer literacy

Education

Experience in Financial Services

Tools

Microsoft Word

Microsoft Excel

Job description

Job Description

As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial services and healthcare organizations, from the world's largest companies to small and mid-market firms, rely on SS&C for expertise, scale, and technology.

About SS&C Technologies

SS&C is the largest global investor service provider, servicing more than 55 million investors. Continually investing in global technology and services across the spectrum of distribution channels including: Asset Managers, Financial Advisors, Wealth Managers and large financial institutions such as Banks and Insurers. Investor servicing is offered in many different countries, including the U.S., Canada, U.K., Ireland, Luxembourg, Australia, Hong Kong and Singapore. SS&C also services mutual fund structures in many other fund domiciles.

Global Investor and Distribution Solutions (GIDS) is the business unit offering this role. GIDS delivers global omni-channel investor servicing, including contact centre, using digital services.

The Specialist Underwriter role involves conducting detailedmedical risk assessmentsto evaluate clients’ health profile, directly influencing discount rates applied to Discounted Gift Plans (DGPs). The successful candidate will makeaccurate and timely underwriting decisionswithin delegated authority, balancing commercial risk with positive client outcomes.

• Medical Risk Assessment: Evaluate clients’ medical information to determine life expectancy and insurability, which directly impacts the discount applied to DGPs.

• Underwriting Decisions: Make accurate, fair, and timely underwriting decisions within agreed authority limits, balancing commercial risk and client outcomes.

• Discount Calculations: Collaborate with actuarial and technical teams to calculate the present value of retained rights for DGPs, based on life expectancy, investment assumptions, and HMRC guidelines

• Client & Adviser Support: Provide technical underwriting support to financial advisers, trustees, and internal stakeholders regarding DGP structures and medical underwriting requirements.

• Compliance & Documentation: Ensure all underwriting decisions and processes comply with FCA regulations, HMRC expectations, and internal governance standards.

• Continuous Improvement: Contribute to the development of underwriting philosophy, rules engines, and process enhancements to improve efficiency and accuracy.

Your Experience

• Strongcustomer focuswith a commitment to delivering excellent service
• Ability tofollow detailed work instructionsand perform effectively under close supervision
• A proventeam playerwith strong collaboration skills
• High attention to detail and a genuine interest in working with data
• Excellentcomputer literacy, with proficiency inMicrosoft Word and Excel
• Strongorganisation and time managementskills, with the ability to prioritise tasks effectively
• Demonstratedanalytical, problem-solving, and decision-makingabilities
• Effectivecommunicationandmathematical reasoningskills
• Experience in Financial Servicesis essential
• Medical Underwriting experienceis preferred

EEO Statement / Non-agency Disclosure

We encourage applications from people of all backgrounds and particularly welcome applications from under-represented groups, to enable us to bring a diversity of perspectives to our thinking and conversation. It\'s important to us that we strive to have a workforce that is diverse in the widest sense.

SS&C Technologies is an Equal Employment Opportunity employer and does not discriminate against any applicant for employment or employee on the basis of race, color, religious creed, gender, age, marital status, sexual orientation, national origin, disability, veteran status or any other classification protected by applicable discrimination laws.