Senior Retail Credit Underwriter | FCA Risk Expert

Daimler AG (Canada); Milton Keynes; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading automotive finance company based in Milton Keynes seeks a Senior Underwriter to evaluate complex credit applications and ensure compliance with FCA regulations. Ideal candidates will have over 3 years of experience in credit underwriting, strong analytical skills, and effective communication abilities. The role includes providing training to junior underwriters and maintaining high standards of risk management. Competitive salary, bonus opportunities, and excellent benefits including well-being support and flexible work options are offered.

Benefits

Competitive salary

Discretionary bonus structure

Pension scheme

Flexible benefit pot

Qualifications

• Proven experience of at least 3 years in credit underwriting.
• Strong understanding of FCA regulations and compliance.
• Ability to train and develop junior underwriters.

Responsibilities

• Evaluate and underwrite complex credit applications.
• Provide training and coaching to junior underwriters.
• Ensure compliance with UK financial regulations.

Skills

Credit underwriting

Analytical skills

Communication skills

Interpersonal skills

Tools

Credit analysis software

Financial statement tools

Job description

A leading automotive finance company based in Milton Keynes seeks a Senior Underwriter to evaluate complex credit applications and ensure compliance with FCA regulations. Ideal candidates will have over 3 years of experience in credit underwriting, strong analytical skills, and effective communication abilities. The role includes providing training to junior underwriters and maintaining high standards of risk management. Competitive salary, bonus opportunities, and excellent benefits including well-being support and flexible work options are offered.