Senior Operational Analyst - Payments

Form3; Remote; GBP 70,000 - 105,000; Full time

Job summary

A leading financial technology firm is seeking a Senior Operational Analyst to join its UK Product team. This role will focus on operational expertise across UK and Euro payment services, ensuring operational consistency and addressing customer pain points. The ideal candidate has substantial experience in operational analysis within the payments sector and exceptional analytical skills. A competitive salary between £70,000 and £105,000 is offered for this remote position in the UK and EU.

Qualifications

• Experience in Operational Analysis or Service Management within Payments or Financial Services.
• Sound understanding of UK and/or Euro payment systems.
• Proven experience in incident management and resilience testing.

Responsibilities

• Act as a senior operational Subject Matter Expert across UK and Euro payment services.
• Ensure day-to-day operational insight and requirements are understood and applied.
• Support incident investigations and root cause analyses.

Skills

Operational Analysis

Strong analytical skills

Stakeholder management

Incident management

Understanding of payment systems

Job description

Senior Operational Analyst - Payments (UK & Europe)

100% Remote (UK/EU*)

Overview

This is an exciting opportunity for an experienced Senior Operational Analyst to join the UK Product team within Form3. This role will act as an operational product expert across Faster Payments, Bacs and SEPA payment products, analysing operational data and trends, whilst sitting at the intersection of Product, Operations, Engineering and Client teams. Working within a cross-product and cross-regional remit, this role ensures that operational issues, customer pain points and platform-level risks are identified early and efficiently addressed.

Responsibilities

• Act as a senior operational Subject Matter Expert (SME) across UK and Euro payment services.
• Ensure that day-to-day operational insight, resilience considerations and non-functional requirements are consistently understood and applied across all UK and Euro products.
• Support internal teams with client onboarding and service charges, and manage escalated product queries.
• Support incident investigations and root cause analyses, identifying recurring issues and driving preventative improvements.
• Ensure operational consistency for customers using multiple products, identifying cross-product issues and inefficiencies, and acting as a liaison between UK and Euro teams.
• Coordinate business continuity and DR testing across products, ensuring that DR tests validate platform-level behaviour.
• Collate aggregate NFRs across products, feeding NFR insights into product and platform roadmaps to ensure that platform capability reflects combined demand.

Qualifications

• Experience in Operational Analysis or Service Management within the Payments or Financial Services industries.
• Sound understanding of UK and/or Euro payment systems, including FPS, Bacs and SEPA.
• Proven experience in incident management and resilience testing.
• Strong analytical skills, with hands-on experience analysing operational data and trends, and providing key insights to a wide range of stakeholders.
• Excellent stakeholder management and communication skills, with the ability to collaborate effectively across multiple internal teams.
• The ability to operate effectively in a fast-paced, high-growth environment.
• Experience onboarding Financial Institutions, with exposure to regulatory or scheme change.
• Prior experience working with ISO 20022.

About Form3

Form3’s Product team are the backbone of our ground-breaking services, holding responsibility for creating and developing real-time, cutting-edge payments technology products for our full scope of financial services customers. This role sits within the UK and Euro Product team, where the key focus is to build and run best-in-class payments services. It is a fast-paced, collaborative team, who are proud of Form3’s market-leading UK and Euro product offerings.

Recruitment Process

Stage One: Screening Call with the Talent Team

Stage Two: Team Interview with a Product Manager and Senior Product Manager

Stage Three: Zoom Interview with two Heads of Product

Stage Four: Executive Review with the Chief Product Officer

We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!

Locations and Eligibility

We can accept applications from the following countries: United Kingdom (UK); Germany; Netherlands; Spain; Portugal.

EEO and Recruitment Data

We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values and celebrate our unique differences. Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be. As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage. If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to [e-mail] clearly stating your consent for us to process this data. For more information please refer to our Recruitment Data Policy.

Application and Notices

When you apply for a job with Form3 Financial Cloud the personal data contained in your application will be collected by Back Office Technology (trading as Form3 Financial Cloud) (“Controller”). Our address is 7 Harp Lane, London, EC3R 6DP and can be contacted by emailing [e-mail]. Please check the box to confirm that you are happy with how Form3 Financial Cloud will process your personal data.

All other application materials and fields refer to standard recruitment information; further steps include location details and right to work questions as part of the application process.

Please note that salary is determined based on years of experience and interview performance; the salary range for this role is £70,000 - £105,000 (including +10% flex).