Senior Financial Crime Investigator, Business and Retail Banking, EU, Fluent Spanish Speaking

Monzo; Remote; GBP 50,000 - 70,000; Full time

Job summary

A leading financial institution in London is looking for a Senior Financial Crime Investigator to ensure compliance with anti-money laundering regulations. The role involves investigating complex alerts, making critical onboarding decisions, and providing expertise in financial crime. Candidates should be fluent in Spanish and possess strong communication skills, alongside experience in high-risk banking environments. This position offers a remote work option along with a competitive annual learning budget.

Benefits

£1,000 annual learning budget

MacBook provided

Home-office support

Birthday time-off

Qualifications

• Strong English written and verbal communication skills required.
• Fluency in Spanish at CEFR C1 level needed.
• Experience handling high-risk business banking screenings preferred.

Responsibilities

• Investigate complex or high-risk anti-money laundering alerts.
• Recommend Suspicious Transaction Reports for business accounts.
• Make onboarding decisions for high-risk business cases.
• Conduct ongoing due diligence on high-risk accounts.
• Provide financial crime expertise across business teams.

Skills

Strong English communication skills

Fluent in Spanish (CEFR C1)

High-risk business banking screening experience

Complex financial crime investigations

Risk-based decision making

Knowledge of financial crime landscape in the UK and EU

Job description

Senior Financial Crime Investigator, Business and Retail Banking, EU, Fluent Spanish Speaking

London

We’re on a mission to make money work for everyone. We’re expanding in the EU and need Senior Investigators to lead the charge.

Overview

Investigate complex or high‑risk anti‑money laundering alerts on business accounts, recommend Suspicious Transaction Reports, make business onboarding decisions, conduct ongoing due diligence, and provide financial crime expertise across the business.

Responsibilities

• Investigating complex or high‑risk anti‑money laundering alerts on business accounts.
• Responsible for recommending Suspicious Transaction Reports (STR) be by Monzo Bank EU.
• Making business onboarding decisions in high‑risk or complex cases.
• Conducting ongoing due diligence on high‑risk business accounts.
• Providing financial crime expertise and support to other operational teams across the business.

Qualifications

• Strong English written and verbal communication skills.
• Fluent in Spanish, both written and verbal communication skills to at least CEFR C1 level.
• Strong experience conducting high‑risk business banking screening or complex business financial crime investigations.
• Experience making independent, risk‑based financial crime decisions in a regulated financial services firm.
• Knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.

Working Hours

7 am – 6.30 pm, 8.5‑hour shift including 1‑hour lunch. One in four weekends required, with flexibility to meet customer demand. Start: Monday 16 March. Must commit to first 8 weeks with no holidays during this period.

Benefits

• Remote role based in the UK.
• £1,000 annual learning budget.
• MacBook provided and home‑office support.
• Birthday time‑off approved outside training period.

Equal opportunities

We’re an equal opportunity employer. All applicants will be considered without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status.