Senior Credit Risk Analyst - Open Banking Decisioning Lead

Kroo Bank Ltd; Greater London; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A dynamic financial startup is seeking a Credit Risk Analyst to enhance the credit decisioning process. The ideal candidate will manage pricing models, monitor credit performance, and utilize transaction data. This role requires strong analytical skills and experience in consumer credit risk. Join our team and help us redefine banking for our customers while enjoying benefits like generous leave, mental health support, and flexible working arrangements.

Benefits

25 days annual leave

3 personal days

Volunteer program support

Mental health support

Workplace pension

Top-notch equipment for remote work

Cycle to Work scheme

Enhanced parental leave

Full healthcare for family

Qualifications

• Experience as a UK consumer credit risk analyst.
• Familiar with credit bureau files and their application in scorecards.
• Comfort with transaction data interpretation for affordability.

Responsibilities

• Develop credit decisioning rules and scoring models.
• Manage dynamic pricing and credit profiles.
• Monitor and analyze credit performance.

Skills

UK consumer credit risk analysis

Credit bureau file management

Open Banking transaction analysis

SQL proficiency

Clear communication skills

Tools

SQL

Credit scoring tools

Job description

A dynamic financial startup is seeking a Credit Risk Analyst to enhance the credit decisioning process. The ideal candidate will manage pricing models, monitor credit performance, and utilize transaction data. This role requires strong analytical skills and experience in consumer credit risk. Join our team and help us redefine banking for our customers while enjoying benefits like generous leave, mental health support, and flexible working arrangements.