Secured Mortgage Advisor

Fintelligent Search; City Of London; On-site; GBP 35,000 - 40,000; Full time

Job summary

A dedicated mortgage consultancy in Central London seeks an experienced Secured Mortgage Advisor to provide expert advice on second charge mortgages. The role focuses on managing warm inbound leads with a strong commission structure, offering an OTE of £80,000 and supportive resources to enhance performance. Ideal candidates are CeMAP-qualified, with proven experience and a focus on compliance and client outcomes. This position is office-based with some flexibility.

Benefits

Travel allowance

Flexible working after onboarding

25 Days Holiday plus 8 bank holidays

Social events

Qualifications

• CeMAP qualified or equivalent with relevant experience.
• Skilled in engaging B2C customers directly.
• Able to provide tailored, compliant advice.

Responsibilities

• Provide expert advice on second charge mortgage products.
• Engage with warm, inbound leads.
• Manage the client journey from enquiry to completion.
• Maintain accurate records in CRM systems.
• Deliver professional service aligning with regulatory standards.

Skills

CeMAP-qualified

Experience in Second Charge Mortgage advice

B2C customer engagement

Compliance-focused advice

Relationship building

Job description

Overview

We are seeking experienced and ambitious Secured Mortgage Advisor to join our dedicated Mortgage Team, exclusively focused on Second Charge Mortgages. This is a consultative, B2C role where all leads are provided - no cold calling or introducer reliance - allowing you to focus on what you do best: converting opportunities and delivering outstanding client outcomes. Located in Central London - Moorgate, this opportunity is not to be missed.

Responsibilities

• Providing expert, compliant advice on second charge mortgage products.
• Engaging with a steady flow of warm, inbound leads generated in-house.
• Conducting thorough fact finds and suitability assessments to ensure best outcomes.
• Managing the full client journey, from initial enquiry to completion.
• Maintaining accurate case records using bespoke CRM and workflow systems.
• Delivering consistent, professional service that aligns with regulatory standards.
• Qualified Leads: A consistent stream of high-quality, inbound enquiries - exclusive and not shared.
• Strong Commission Structure: Market-leading commissions, paid on gross billing revenue (not net of introducer splits).
• Technology & Infrastructure: Bespoke CRM, quoting tools, digital document portal, and case management workflows.
• Earnings Potential: Average gross annual billings of £200k-£250k; top brokers exceed £500k.
• Support & Training: In-house marketing, compliance guidance, and operational support to help you maximise performance.

Experience

• CeMAP-qualified (or equivalent) with proven experience in Second Charge Mortgage advice.
• Skilled in engaging B2C customers directly and building long-term relationships.
• Confident in providing compliant, consultative advice tailored to customer needs.
• Motivated by high-quality lead flow and an uncapped earnings structure.
• Professional, consistent, and outcome-focused.

Package

• Base Salary: £35,000 - £40,000 (dependent on experience).
• Commission: Market-leading, gross-based structure. OTE £80,000
• Extras: Travel allowance, flexible working after onboarding, and additional holiday with length of service.
• 25 Days Holiday plus 8 bank holidays
• Socialable team and lots of events
• Office-based in Moorgate - will be flexible around early finish or working from home when needed but it’s not a regular arrangement or guaranteed in the contract.