Risk Underwriting Manager - Asset Finance

Marks Sattin (UK) Ltd; City Of London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading Financial Services provider is seeking a Risk Underwriting Manager specializing in asset finance. This role requires 2+ years of credit risk or underwriting experience and strong analytical skills. The successful candidate will assess risks, prepare reports, and ensure compliance with regulations. The position supports hybrid working. Join us to make impactful underwriting decisions in a dynamic environment.

Qualifications

• 2+ years of credit risk or underwriting experience.
• Strong analytical skills with a commercial mindset.
• Must have asset finance experience.
• Confident decision-making in unsecured small-ticket transactions.
• Self-motivated and detail-oriented team player.

Responsibilities

• Assess financial statements and credit data to determine risk exposure.
• Analyse credit reports, market data, and collateral trends to inform underwriting decisions.
• Prepare detailed risk reports with clear credit recommendations.
• Conduct due diligence and periodic transaction reviews to update credit ratings.
• Ensure compliance with regulatory standards and internal credit policies.
• Monitor delinquent accounts and mitigate risk exposure.
• Maintain accurate risk data and ensure adherence to credit approvals.
• Support process improvements in risk assessment and underwriting.

Skills

Credit risk experience

Underwriting experience

Analytical skills

Decision-making skills

Detail-oriented

Tools

Microsoft Word

Microsoft Excel

Job description

Overview

Risk Underwriting Manager - Asset Finance

Hybrid working: 2 days a week in the office , Location: South-West, London

Company Profile

A leading Financial Services provider specialising in vendor and equipment finance

Successful applicant MUST have credit risk or underwriting experience as well as ASSET FINANCE experience!

Key Responsibilities

• Assess financial statements and credit data to determine risk exposure.
• Analyse credit reports, market data, and collateral trends to inform underwriting decisions.
• Prepare detailed risk reports with clear credit recommendations.
• Conduct due diligence and periodic transaction reviews to update credit ratings
• Ensure compliance with regulatory standards and internal credit policies.
• Monitor delinquent accounts and mitigate risk exposure.
• Maintain accurate risk data and ensure adherence to credit approvals.
• Support process improvements in risk assessment and underwriting.

Requirements

• 2+ years of credit risk or underwriting experience.
• Strong analytical skills with a commercial mindset.
• You must have asset finance experience!
• Confident decision-making in unsecured small-ticket transactions.
• Proficient in Microsoft Word and Excel.
• Self-motivated and detail-oriented team player.

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