Regulatory Lawyer (4-8 years pqe) opportunity with a Fintech business - London (hybrid)

ZipRecruiter; London; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading fintech company in London is seeking a senior regulatory lawyer to provide strategic legal advice on compliance related to consumer financial regulations. This position requires a qualified lawyer with at least 3 years of experience in the fintech or financial services sectors. The role involves working closely with product teams to ensure regulatory compliance while promoting innovation. Excellent communication and stakeholder management skills are essential.

Qualifications

• 3+ years of post-qualification experience in a law firm, regulator, or fintech.
• Expertise in consumer credit and payments regulation.
• Strong communication skills for engaging across levels.

Responsibilities

• Act as a senior legal advisor on consumer financial regulations.
• Provide strategic counsel on payments regulation and compliance.
• Oversee drafting of consumer-facing documentation.

Skills

Consumer financial regulations

Payments regulation

Regulatory compliance

Stakeholder management

Commercial acumen

Education

Qualified lawyer

Job description

Overview

We are partnering with a high-growth Fintech business to appoint a senior regulatory lawyer with deep expertise in payments and consumer credit. This role will be a strategic legal advisor, shaping the company’s approach to compliance across the UK, EU, and international regulatory landscapes while enabling product innovation and commercial growth.

Responsibilities

• Act as a senior legal advisor on UK, EU, and international consumer financial regulations, including the Consumer Credit Act (CCA), PSD2, and CCD2.
• Provide strategic counsel on payments regulation, licensing requirements, and broader compliance obligations.
• Partner with senior product and commercial teams to design, structure, and launch new products in a compliant and commercially viable way.
• Anticipate and interpret emerging legal and regulatory developments, assessing their impact on payments, credit, and consumer protection.
• Oversee and review the drafting of consumer-facing documentation, terms of business, disclosures, and policies.
• Support regulatory engagement, liaising directly with regulators and industry bodies where appropriate.
• Advise on adjacent areas including data protection and digital financial services regulation.

Qualifications

• Qualified lawyer with 3+ years’ post-qualification experience gained in a leading law firm, regulator, or financial services/fintech business.
• Demonstrable expertise in consumer credit, payments regulation, and related legal frameworks, with strong familiarity with PSD2, CCD2, and data protection regimes.
• Proven experience advising senior stakeholders and influencing strategic decision-making in a regulated environment.
• Strong commercial acumen, with the ability to balance regulatory requirements with innovation and growth objectives.
• Excellent communication and stakeholder management skills, with the confidence to engage at executive and regulatory level.

If you have the skills described above and are keen to discuss this opportunity in more detail, please kindly send your CV to Sarah - [e-mail]