Personal Injury & Fraud Handler

Tesco Insurance; Newcastle upon Tyne; Hybrid; GBP 30,000 - 34,000; Full time

Job summary

A leading insurance provider in Newcastle upon Tyne is seeking a Personal Injury Claims Handler to manage a caseload of motor claims. A successful candidate will provide excellent customer service, ensuring claims are processed efficiently. Responsibilities include investigating claims and negotiating settlements, with a focus on personal injury. This role offers a hybrid working model with competitive salary and benefits, including performance bonuses and generous holiday allowance.

Benefits

Performance related annual bonus

10% discount through Clubcard

Generous holiday allowance

Critical Illness cover

Virtual GP Service

Colleague pension scheme

Qualifications

• Experience in a motor claims environment is essential.
• Strong communication and negotiation skills are required.
• Ability to make decisions based on presented information.

Responsibilities

• Provide an excellent customer experience for claims.
• Manage own caseload of personal injury motor claims.
• Liaise and negotiate with customers and third parties.

Skills

Excellent customer service skills

Experience in handling motor claims

Strong communication and negotiation skills

Ability to manage own caseload

Strong PC skills

Job description

Serving our customers, communities, and planet a little better every day.

Salary from £30,000 - £34,000 depending on experience + annual bonus & benefits

Work Level –1

Location – Newcastle – Office to hybrid*

Office Attendance – Our roles are hybrid; however, you should be able to travel to our Newcastle office for the duration of training.

Shift – Monday to Friday 09:00 -17:00, 36 hours per week.

Training – You'll start your journey with around 10 weeks of onsite training to give you the best start and tools in your career. Training for this role will be office based in Newcastle, Monday - Friday 09:00 - 17:00, 36 hours per week.

*Once competent in role you’ll have the opportunity to move to hybrid working, if certain criteria are met.

Closing Date - Applications close 27th January 2026 at 5pm.

At Tesco Insurance, our Claims team does more than handle claims – we help customers through some of life’s most difficult and vulnerable moments. Whether it's a bump in the road, damage to a home, or a sudden emergency, every call is a chance to show we care and to do the right thing with empathy and expertise.

We’re proud of our NPS and customer satisfaction scores but even prouder of the skilled and compassionate colleagues behind those results. Whether resolving a claim or partnering with suppliers to deliver great customer outcomes, we’re building a team that listens, learns, and leads with kindness.

Here, your ideas matter, your growth is supported, and your work makes a real difference – especially when customers need us most.

Opportunity

We’re looking for Personal Injury Claims Handlers to join our Insurance Money and Services team. You’ll join a team of Personal Injury Claims Handlers supporting Tesco Customers through their insurance claims journey from notification to settlement.

The Role

In this busy and varied role, you’ll provide an excellent customer experience for our customers, supporting continuous improvement which will contribute to the company’s strategic goals. Please note this role is known as Personal Injury / Fraud Handler in Tesco Underwriting.

Managing your own caseload of motor claims, you’ll use your knowledge and experience to drive these claims from notification to settlement in a proactive manner. The claims will primarily be personal injury but will also include associated claims for third party vehicle and property damage and credit hire.

• Managing your own caseload of personal injury motor claims which will include associated vehicle damage and credit hire.
• Investigating and validating circumstances of claims and the nature and extent of losses whilst keeping an eye out for fraudulent or exaggerated claims.
• Gathering, reviewing and evaluating information gathered to determine liability and value of claims.
• Liaising and negotiating with customers, third parties and solicitors to determine best settlement results.
• Working pro-actively and within defined processes and authorities to progress claims to settlement.

We need you to have (min exp)

• Excellent customer service skills with previous experience of working with customers in a motor claims environment.
• Experience in handling motor claims is essential. Experience in personal injury, third party damage and credit hire is preferable.
• Strong communication and negotiation skills.
• Ability to manage your own caseload of claims proactively and within deadlines.
• A common-sense approach with the ability to make robust decisions based on information presented.
• Strong PC skills and ability to use new software.

And if you have any of these, even better

• Experience of handling claims in the MOJ and OIC portals and claims outside of the portals.
• A knowledge and understanding of the Civil Procedure Rules and ability to apply this to your claims.
• Knowledge of the litigation process and various costs regimes is beneficial.
• We don’t expect you to tick every box, and if you feel you hit most of the brief, it’s worth exploring to further develop your career here with us.

What’s in it for you?

• Prepare for your retirement with our colleague pension scheme.
• Virtual GP Service for you and your family 365 days a year.
• Performance related annual bonus.
• Indulge in a generous holiday allowance with a minimum of 7.2 weeks, with the opportunity to buy more.
• Embrace the benefits of our Colleague Clubcard, enjoy a 10% discount that increase to 15% every payday (worth up to £2K). As an added perk, we’ll give you a second card to share with someone else.
• Green Car Leasing Scheme.
• Critical Illness cover.
• Benefit from our family-oriented initiatives, encompassing enhanced birthing parent leave pay, a shared parental leave policy, and a generous 8-week paid non-birthing parent leave.
• Take part in our Buy as you Earn and Save as you Earn share schemes.

Everyone’s welcome

We want all our colleagues to always feel welcome and be themselves. We’re committed to building a more inclusive workplace and celebrating everything that makes colleagues unique, and value the richness and diversity this brings to our business. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day.

Additional Information

We also know the importance of balancing work with life’s other commitments. Please talk to us at interview about the flexibility you need, as we’re committed to exploring part time and flexible working opportunities, at every level of the organisation.

Interviews

Interviews are expected to be held from January 2027.

How to apply

We value our people and diverse teams and believe the variety of backgrounds and experiences make us stronger to achieve our goals. Our colleagues are working hybrid, taking time to meet with colleagues in our offices for moments that matter, such as team catch ups, planning meetings and more. If you’re interested in finding out more about what a career at Tesco Insurance and Money Services looks like, click apply to find out more!