Lead Underwriter - Short Term Products

Allianz Management Services Ltd; Chelmsford; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A leading insurance provider is seeking a Lead Underwriter for Short Term Products based in Chelmsford or London. In this role, you will shape underwriting strategies, manage broker partnerships, and leverage your expertise to identify opportunities and risks. You will enjoy ongoing professional development and a flexible work environment, along with benefits such as hybrid working and a contributory pension scheme. If you're ready to impact the insurance industry and grow your career, apply now.

Benefits

Flexible buy/sell holiday options

Hybrid working

Annual performance related bonus

Contributory pension scheme

Development days

Discounts on insurance products

Retail discounts

Volunteering days

Qualifications

• Experience in underwriting or related roles.
• Proficiency in data interpretation to identify risks.
• Solid understanding of governance frameworks.

Responsibilities

• Support the Underwriting Manager in strategy development.
• Manage broker partnerships for business growth.
• Monitor market trends and product performance.

Skills

Experience in underwriting, product development, or related technical roles

Ability to interpret MI and data analysis

Proficiency in Excel (intermediate)

Solid understanding of underwriting appetite

Skilled in stakeholder engagement

Excellent communication skills

Proactive approach to spotting risks

Tools

Excel

PowerPoint

Job description

Lead Underwriter - Short Term Products

Lead Underwriter – Short Term Products

We’re excited to present a rare and rewarding opportunity for a Short-Term Product Underwriter to join our team. This hybrid role can be based in either our Chelmsford or London office to stay connected with the people and ideas shaping our future.

If you’re looking for a role that stands out from the ordinary, this is a chance to build a career in a space where true subject‑matter experts are few and highly valued.

You'll participate in the Global P&C Academy accreditation, enhancing your skills in underwriting, risk engineering, pricing, and claims management while exchanging best practices across the Allianz Group. Furthermore, for pricing-based roles, Allianz Insurance offers a generous study package to enable the actuarial qualification to be obtained through the Institute and Faculty of Actuaries in the UK.

Our team values continuous learning, you can enjoy free access to top training platforms like DataCamp, Databricks Academy, and LinkedIn Learning. Additionally, we host Lunch and Learn sessions on key business topics hosted by experts across the team and monthly insight sessions, including the Data Science Forum and analyst forum, to refine your technical skills.

Salary Information

Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.

About You

As our Short-Term Product Underwriter, you will be responsible for:

• Shape Strategy: Support the Underwriting Manager in developing and executing underwriting strategies in collaboration with Pricing teams.
• Build Relationships: Manage and strengthen broker partnerships to drive business growth.
• Leverage Expertise: Use your technical knowledge and customer insights to identify emerging opportunities and potential risks.
• Stay Ahead: Monitor market trends, technology developments, regulatory changes, and product performance data to keep us competitive.
• Maintain Accuracy: Ensure product specifications are up-to-date and compliant with regulatory standards.
• Drive Innovation: Refresh pricing models and rate charts regularly to maintain market relevance.
• Enhance Processes: Take a cross-product and cross-functional view to identify improvements and efficiencies.

Essential Skills

We don't expect you to know everything from day one, but the following will enable you to hit the ground running:

• Experience in underwriting, product development, or related technical roles.
• Ability to interpret MI and data analysis to identify risks, opportunities, and recommend solutions.
• Proficiency in Excel (intermediate) and PowerPoint.
• Solid understanding of underwriting appetite, governance, and compliance frameworks.
• Skilled in stakeholder engagement and project management.
• Excellent communication skills, with the ability to present and report effectively.
• A proactive approach to spotting risks and opportunities and driving solutions.

What We Will Offer You

Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That’s on top of enjoying all the benefits you’d expect from the world’s number one insurance brand, including:

• Flexible buy/sell holiday options
• Hybrid working
• Annual performance related bonus
• Contributory pension scheme
• Development days
• A discount up to 50% on a range of insurance products including car, home and pet
• Retail discounts
• Volunteering days

Our Ways of Working

Do you need flexibility with the hours you work? Let us know as part of your application and if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.

Integrity, Fairness, Inclusion & Trust

At Allianz, we believe in fostering an inclusive workforce and are proud to be an equal opportunity employer. Our commitment to equal opportunities, gender equity, and balanced gender representation, is demonstrated by our numerous accreditations: EDGE certified for gender inclusion, Women in Finance Charter members, Disability Confident employer, Stonewall Diversity Champion, Business in the Community’s Race at Work Charter signatories, and Armed Forces Covenant gold standard employer.

We embrace neurodiversity and welcome applications from neurodivergent and disabled candidates, offering tailored adjustments to ensure your success.

We encourage our employees to advocate for their needs, whether it’s assistive technology, ergonomic equipment, mentoring, coaching, or flexible work arrangements.

Accessible Application for All

As part of the Disability Confident Scheme, we support candidates with disabilities or long-term health conditions through the Offer an Interview Scheme, for those meeting the essential skills for the role.

Contact our Resourcing team to opt into this scheme or for assistance with your application, including larger text, hard copies, or spoken applications.

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For any inquiries or to submit your application, please contact: Matthew Mckevitt

Closing date 16/02/26

We reserve the right to close the advert early if we reach enough applications.

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88264 | Actuarial | Professional | Non-Executive | Allianz UK | Full-Time | Permanent

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