Graduate Trainee - Risk

NatWest Group; Gogar; On-site; GBP 36,000; Full time

Job summary

A leading financial services provider in Scotland is offering a graduate programme in Risk Management. The programme includes hands-on experience in credit risk, compliance, and operational risk, with a starting salary of £36,000. Candidates should have, or be on track for, a 2:1 degree and possess strong analytical and problem-solving skills. Successful graduates may transition into roles like Risk Partner or Compliance Adviser.

Benefits

Flexible benefits package

Access to NatWest Group Academy

Exposure to senior leaders

Qualifications

• Keen problem solver with good analytical skills.
• Enjoy collaborating and working as part of a team.
• Ability to think strategically.

Responsibilities

• Delve into credit risk and compliance.
• Learn from industry experts and apply knowledge.
• Identify, analyse, and report risks.
• Work on change and innovation projects.

Skills

Analytical skills

Problem solving

Collaboration

Strategic thinking

Education

2:1 degree or on course to achieving

Job description

Why Risk?

At its heart, Risk is about doing the right thing, for our customers, our colleagues, and our communities. It’s about balancing ambition with accountability, and innovation with integrity.

As we look ahead, the Risk function is transforming into a bold, insight-led, and people-powered force. It’s where cutting-edge data and technology meet human judgement to anticipate challenges, shape smarter strategies, and drive sustainable progress. In this future, diverse perspectives aren’t just welcomed, they’re the foundation of our success.

Our world-class graduate programme

As a graduate trainee in Risk Management, you’ll get the best possible start to your career as we’ll equip you with the knowledge, skills, and experiences you’ll need to make a significant impact through your work.

Whether you’re analytical or creative, technical or strategic, Risk is a place where your unique strengths can shine. We believe great ideas come from everywhere, and we’re building a culture in which everyone can thrive, grow, and lead.

Over the course of this two-year programme, you can expect to:

• Delve into the world of credit risk, oversight, and challenge
• Learn from industry experts and immediately apply your learnings
• Understand how to identify, analyse, and report risks
• Work in areas like credit risk, financial risk, financial crime, operational risk, and compliance
• Gain unique experience through a range of change and innovation projects
• Discover how risk is managed in a dynamic financial institution
• Shape our policies and determine risk appetites
• Accelerate your capability by studying towards a professional qualification

What’s in it for you?

We’ll reward you with a starting salary of £36,000 a year. And on top of your salary, you’ll have access to our flexible benefits package.

You can also look forward to:

• Benefiting from significant exposure to our senior leaders
• Enriching your learning through our NatWest Group Academy
• Accelerating your business partnering and stakeholder management capability
• Mastering your ability to influence change and challenge the status quo
• Expanding your global professional network
• Growing your confidence, building your resilience, and elevating your presence
• Experiencing first-hand what it’s like working in a purpose-driven organisation

At the end of two years your programme will end, and we’ll support you to apply for your next job. Past graduates have been successful in applying for jobs such as Risk Partner, Conduct or Compliance Adviser, Operational Risk Manager, Financial Crime Specialist, or Credit Risk Analyst.

Entry requirements

To be eligible for our Risk graduate programme, you’ll need:

• To have, or be on course to achieving a 2:1 in your degree
• A growth mindset and passion for learning
• To be a keen problem solver
• Good analytical skills
• To enjoy collaborating and working as part of a team
• The ability to think strategically

Ready to apply?

The application window for this programme will be open until we receive enough applications to fill our cohort. When that happens, we’ll close the programme to new applications. It’s important to take the time to make sure you’re making the right decision about the programme you want to apply for (you can only apply for one programme) but please complete your application as soon as you can to make sure you don’t miss out!

Not all of our graduate programmes offer Skilled Worker sponsorship. We will only offer sponsorship if there is a business requirement to do so and the job meets Skilled Worker Visa eligibility criteria.

Have another question?

Head over to our applying and eligibility support page now for answers to some of our most commonly asked questions.