Fleet Commercial Underwriter - Maidstone

AXA UK plc; Maidstone; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading insurance company is seeking a Fleet Commercial Underwriter in Maidstone. The role involves building broker relationships and ensuring compliance in a dynamic underwriting environment. Successful candidates will have underwriting expertise and strong negotiation skills. This position offers competitive salary, annual bonus, and extensive benefits, including professional development support and a flexible work schedule.

Benefits

Competitive annual salary

Contributory pension

25 days' annual leave

Employee discounts

Private health cover

Professional qualifications support

Qualifications

• Experience in a Fleet underwriting environment preferred.
• Strong negotiator with commercial awareness.
• Knowledge of legislative and regulatory requirements.
• Ability to understand the current market for underwriting decisions.
• Eligible to work in the United Kingdom.
• Background checks are required.

Responsibilities

• Drive and transform partnerships with broker portfolios.
• Apply technical underwriting and trading capabilities.
• Develop and maintain broker relationships.
• Ensure compliance with legislative and regulatory requirements.
• Identify continuous improvement opportunities.

Skills

Technical underwriting expertise

Broker relationship skills

Negotiation skills

Commercial awareness

Job description

Overview

AXA Commercial is focused on protecting what matters for our customers. We support business customers of all sizes and are expanding our Commercial Underwriting team. This role offers opportunities to build foundations and shape growth, with exposure and scope for progression.

Responsibilities

• As a Fleet Commercial Underwriter in our Maidstone Branch, drive and transform how we partner with broker portfolios through responsive, flexible, and collaborative relationships.
• Apply a strong balance of technical underwriting and trading capability; use data, insights, and decision-support tools on mobile technology to succeed.
• Be a team player who uses your unique skills to collaborate, take accountability, and identify new ways of doing things.
• Develop broker relationships and maintain an understanding of the current commercial insurance market.
• Ensure compliance with legislative and regulatory requirements; develop analytical skills with experience in account monitoring and action planning.
• Champion change, use resilience to identify continuous improvement, and drive change through to resolution.

Qualifications and requirements

• Experience in a Fleet underwriting environment (insurer or broker) preferred; strong technical underwriting expertise and trading capability.
• Strong negotiator with commercial awareness and broker relationship skills.
• Knowledge of legislative and regulatory requirements.
• Ability to build sound understanding of the current market and apply it to underwriting decisions.
• Eligible and authorised to work in the United Kingdom.
• Background checks required as this is a regulated financial services role (FCA regulation; IDD requirements where applicable).

About AXA and inclusion

AXA is committed to equal opportunity and inclusion. We promote diversity in the workforce and encourage applicants from all backgrounds. We are an Equal Opportunities Employer and aim to treat applicants and employees with respect, without discrimination based on any protected characteristic. AXA UK is recognised as a Disability Confident Leader and participates in the Disability Confident "Offer of Interview" scheme. A fair and proportionate number of candidates with long-term health conditions or disabilities who meet the essential criteria will be offered an interview. Applicants may opt in for accessibility support via the Talent Acquisition contact listed in each advert.

Interview process and preparation

• We provide a candidate preparation pack before the interview; information on the format will be given as applicable.
• As a regulated entity, pre-employment checks and regulatory standards will apply; interview formats may vary by location.
• If you have accessibility needs, contact the Talent Acquisition team to connect with our Accessibility Concierge for support.

What we offer

• Competitive annual salary and annual bonus, contributory pension (up to 12%), life assurance (up to 10x salary).
• 25 days' annual leave plus bank holidays; up to 21 hours volunteering leave per year; option to buy/sell up to 5 days leave.
• AXA employee discounts; private health cover; wellbeing resources.
• Progression opportunities and support for professional qualifications (e.g., FIT / Cert / Dip CII).

Note: This position may require spending at least 60% of the week away from home visiting clients or at the Maidstone office depending on role needs.

This position has been defined as an Insurance Distribution Directive (IDD) role; background screening will occur every 4 years with an annual declaration in interim years.

Equal opportunity and reporting concerns

AXA is committed to fair and inclusive recruitment and employment. If you have concerns about behaviour, processes, or ethics, you can report them via [e-mail] (note this mailbox is not for job inquiries; see the dedicated hotline for confidential reporting). All candidates are encouraged to report concerns in good faith.