Financial Adviser

Artemis Recruitment Consultants Ltd; Harrogate; On-site; GBP 60,000 - 80,000; Full time

Job summary

A recruitment consultancy in Harrogate seeks a Financial Adviser to provide tailored financial advice to clients. This self-employed role promises a high earning potential, requiring responsibilities such as client prospecting, portfolio management, and ensuring compliance with financial regulations. Candidates should possess strong communication skills and hold a minimum Level 4 Diploma. The role offers opportunities for professional development and aims for Chartered status.

Qualifications

• A good understanding and knowledge of relevant legislation affecting the industry.
• Ability to understand the operational environment and associated issues.

Responsibilities

• Prospecting and contacting potential clients according to business plan.
• Managing portfolios in line with clients' objectives and mandates.
• Ensuring compliance with financial regulations and firm policies.

Skills

Good written and oral communication skills

General IT skills

Ability to compile reports

Education

Level 4 Diploma aiming for Chartered status

Job description

Our client is looking to welcome a Financial Adviser on their team based in Harrogate. This will be a self‑employed opportunity with a high earning potential. You will advise clients as appropriate to their circumstances and objectives.

Specific responsibilities

• Prospecting and contacting potential clients in accordance with the firm’s business plan
• Making sure sufficient client information is obtained before any recommendation is made
• Making sure you follow relevant advice and sales procedures at all times
• Managing portfolios in accordance with the client’s mandate, objectives and the firm’s investment proposition
• Undertaking appropriate product and market research
• Ensuring suitable recommendations are made at all times
• Maintaining all supporting documents in an organised manner
• Ensuring clients are contacted in accordance with the agreed level of services offered
• Providing clients with relevant documentation in a timely way
• Dealing with client queries efficiently and promptly
• Ensuring clients are treated fairly, in line with “TCF” principles
• Identifying clients who are in vulnerable or potentially vulnerable circumstances and adapting the services/advice accordingly
• Maintaining a current statement of professional standing (SPS) at all times
• Keeping CPD records up to date and accurately recorded
• Maintaining all performance standards required by the firm
• Maintaining the level of competence required by the firm
• Ensuring you remain “Fit & Proper” for the role

General responsibilities

• Following the firm’s compliance processes and procedures at all times (e.g., T&C, complaints, financial crime, anti‑money laundering, anti‑bribery, data security, data protection, conflicts of interest, inducements, record keeping, best execution)
• Responding to all Compliance department requests on time
• Complying with the Financial Services and Markets Act 2000, the FCA’s Conduct rules / FCA Statements of Principle & Code of Practice and the relevant FCA rules at all times
• Maintaining a positive culture attitude at all times
• Keeping up to date with relevant regulatory, product, legislative and technical requirements
• Ensuring all client contact is carried out in a professional and courteous manner
• Keeping all client files compliant on an ongoing basis
• Retaining all client records in line with the firm’s data security / data protection / record keeping policy
• Liaising with admin support, paraplanners, and other team members as appropriate

Relevant experience, skills and knowledge

We expect an individual performing this role to have the following experience, skills, and knowledge:

• A good understanding and knowledge/awareness of relevant legislation that affects our industry/profession
• The ability to take on and understand the environment we operate in, and the issues this raises
• Good written and oral communication skills
• General IT skills
• Ability to compile reports
• Qualification requirements

Qualifications

We expect an individual in this role to hold the following qualifications:

• The minimum level is “level 4” Diploma with the aim of achieving Chartered status