Credit Risk Manager

Ecology Building Society; Silsden; On-site; GBP 60,000 - 80,000; Full time

Job summary

A financial services organization in Silsden seeks a Credit Risk Manager for their Risk and Compliance department. The role focuses on shaping the credit risk framework, ensuring responsible lending, and leading insights across mortgage portfolios. The ideal candidate will thrive in a dynamic environment that promotes sustainability and inclusivity. Benefits include competitive salary, ample holiday, a strong pension scheme, and a commitment to personal development. Join us in building a greener future.

Benefits

25 days holiday plus Bank Holidays

8% pension contribution

Performance Related Pay

Employee Assistance Programme

Life Insurance

Community Days

Free Parking/ EV Parking

Modern Sustainable Office

Responsibilities

• Shape and maintain the credit risk framework across our portfolios.
• Ensure responsible and sustainable lending in line with our risk appetite.
• Lead insight and assurance activity across the mortgage lifecycle.

Job description

This job is brought to you by Jobs/Redefined, the UK's leading over-50s age inclusive jobs board.

At Ecology, we dare to be different. We're dedicated to building a greener society by providing mortgages for properties and projects that respect the environment and support sustainable communities, funded through our range of simple, transparent savings accounts.

The Ecology team is ambitious, dynamic, and driven by our collective goal to build a greener future, and we currently have an exciting opportunity for a Credit Risk Manager to join our Risk and Compliance department.

The Credit Risk Manager will play a pivotal role in shaping, maintaining, and strengthening our credit risk framework across our Residential, BTL, and Commercial portfolios. This role is central to ensuring that Ecology continues to lend responsibly, sustainably, and in line with our risk appetite, regulatory expectations, and strategic growth ambitions. You'll be the custodian of our credit risk policies and appetite, leading on insight and assurance activity across the mortgage lifecycle. If you are passionate about credit risk, we would love to hear from you.

You can view the full job description and requirements of the role on our website: https://www.ecology.co.uk/careers/ or contact [email protected] with any queries.

We are an equal opportunities employer and we are committed to promoting a diverse and inclusive community, where you can belong and succeed as your whole self. We value diversity in terms of gender, race, age, faith, disability, and sexual orientation but also in personality and thinking style. We see the uniqueness you'll bring to us as a real source of strength.

About our Benefits:

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

• Salary. We're committed to paying our people fairly for the role they undertake and are an accredited Living Wage employer.
• Holiday. You'll get 25 days plus Bank Holidays, and after a qualifying period you'll be able to purchase up to an additional 5 days leave.
• Pension. We know how important it is to save towards your future, that's why we'll contribute 8% into your pension and you'll contribute a minimum of 1%.
• Performance Related Pay. After a qualifying period, you'll be included in our discretionary performance related pay scheme.
• Develop and Grow. The success of the Society is enabled by our brilliant people, and we'll support your development and growth in your role and career.
• Wellbeing. Positive health and wellbeing enables you to thrive as an individual. Employees have access to our Employee Assistance Programme, with a range of health benefits and support to suit your lifestyle.
• Life Insurance. We will provide death-in-service life insurance of 4 x your basic contractual salary.
• Community Days. We encourage our colleagues to take 3 days paid leave to support community and environmental initiatives aligned to our mission.
• Free Parking/ EV Parking.
• Modern Sustainable Office. Our office has a fully equipped kitchen and shower facilities. Our office space really exhibits our passion for sustainability and the environment - we use 100% renewable electricity, about 25% of which is generated by our rooftop solar panels, we have a beautiful permaculture garden, where we grow fruit, vegetables, and herbs for our colleagues to enjoy, and we even have a zero-waste product refill station stocking locally produced, environmentally friendly cleaning products at affordable prices for colleagues.