Credit Risk & Data Analyst

MERJE; Manchester; Hybrid; GBP 45,000 - 60,000; Full time

Job summary

A leading recruitment agency is looking for a Senior Credit Risk and Data Analyst in Manchester. This role involves data extraction and preparation using tools like SQL and SAS, alongside significant responsibilities in portfolio monitoring and analysis. Ideal candidates will have a degree in a numerate subject, experience in data visualisation (Power BI preferred), and at least two years' practical experience. The position requires eligibility to work in the UK and offers a salary range of £45K-£60K.

Qualifications

• Degree in a numerate subject with quantitative/statistical analysis skills.
• Strong technical proficiency in SQL, SAS, or SPSS.
• Minimum two years of experience with listed technologies.

Responsibilities

• Extract and manipulate large volumes of data using SQL and SAS.
• Produce regular Management Information reports on credit risk metrics.
• Conduct analysis of portfolio trends and translate insights into recommendations.

Skills

Quantitative/statistical analysis

Data visualization

SQL

SAS

SPSS

Education

Degree in a numerate subject

Tools

Power BI

SQL

SAS

SPSS

Job description

Senior Credit Risk and Data Analyst- Power BI

Manchester 3 days a week

£45K-£60K

Key Responsibilities:

• Data Extraction and Preparation: Extract and manipulate large volumes of data from various internal systems and external data sources (e.g., credit bureaus) using SQL, SAS and other data manipulation tools.
• Portfolio Monitoring: Produce regular and ad-hoc Management Information (MI) reports on key credit risk metrics (e.g., delinquencies, default rates, loss rates, impairment levels) for management and regulatory reporting.
• Analysis and Insight: Conduct in-depth analysis of portfolio trends to identify emerging risks and opportunities. Translate complex data insights into clear, actionable recommendations for the Credit Risk team and wider business stakeholders.
• Manage the current Credit Risk data tables.
• Represent Credit Risk in the development of the Company data strategy to ensure it meets the requirements of Credit Risk. Ensure continuity of reporting during the development along with the migration of existing data to the new Company data warehouse.
• Balance short-term business demands with long-term analytical strategy and sustainability.
• To comply with internal policies and procedures, alongside those of our regulator, ensuring that we Treat Customers Fairly.

Key Requirements:

• A degree in a numerate subject and good skills in quantitative/statistical analysis.
• Strong technical proficiency in at least one of the following programming languages: SQL, SAS, SPSS
• Strong experience in data visualisation (Power BI ideal)
• Minimum two years' experience in a role involving practical, in-depth utilisation of the technologies listed above (beyond introductory or theoretical exposure).

Send your CV to [e-mail]

*No Sponsorship Available*

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